Fogdog
Well-Known Member
The above costs are under the ACA plan. Before ACA, single person or single family health care insurance was priced so high that most stayed out of the market and dealt with medical problems on their own.It's not straightforward question to answer because people can affect cost of coverage by choices such as deductible and subsidies are available for people with low income. Average cost is listed below. Not out of line with what I pay. But I get pretty good coverage. Last year my wife broke five ribs in a bicycle accident. We ended up out of pocket cost of around $1100 including deductible. Not cheap. But the accident would have been ruinous if we hadn't had coverage.
https://resources.ehealthinsurance.com/affordable-care-act/much-health-insurance-cost-without-subsidy
Average premiums and deductibles nationwide unsubsidized shoppers:
- Premiums for individual coverage averaged $321 per month while premiums for family plans averaged $833 per month.
- The average annual deductible for individual plans was $4,358 and the average deductible for family plans was $7,983.
http://healthaffairs.org/blog/2016/07/21/obamacare-premiums-are-lower-than-you-think/
The ACA has been a good deal.