abandonconflict
Well-Known Member
I was one of the biggest memers in '12 against Rmoney.
Democratic Voters Are Done with Party Centrists—and the Progressives Are a Majority
- Thread starter KillerIndica
- Start date
londonfog
Well-Known Member
OMG..so I guess since we believing dumb stereotypes all blondes are dumb as fuck and all red heads are anal freaks.
Unclebaldrick
Well-Known Member
I concur.
dagwood45431
Well-Known Member
Finally! Good one!
dagwood45431
Well-Known Member
ttystikk
Well-Known Member
My comment had exactly nothing whatsoever to do with Dodd-Frank.
ttystikk
Well-Known Member
Right. He respects her so much he spends hours a day here.
SneekyNinja
Well-Known Member
You spend approximately 5-8 HOURS here per day, Buck drops in, lays out some shit posts and leaves again.
Stop projecting your lonely single life on other people.
Fogdog
Well-Known Member
ttystikk
Well-Known Member
Citation?
And of course the Clinton campaign bought the whole fucking DNC in 2015 but somehow that doesn't count? Why doesn't that upset you?
ttystikk
Well-Known Member
If this is your idea of math, they shouldn't let you anywhere near a computer. I've been gone for a couple days, yet you seem to think I'm omnipresent.
You literally never discuss the thread topic, you just fling poo. The only bars that stink are the ones on your own cage.
SneekyNinja
Well-Known Member
You were offline for a day, congratulations, you did it, big hitter!
What does that have to do with what I said ya dumb cuck?
ttystikk
Well-Known Member
What does anything you say have anything to do with anything?
That's right. You just fling poo. Fling enough and it cakes up on the bars and becomes solid.
ttystikk
Well-Known Member
No it didn't. Dodd-Frank is completely unrelated to homeowners being thrown out of their homes by predatory banks.
And here you are, effectively sticking up for the criminals.
Please educate yourself on the subject; you're embarrassing yourself.
Fogdog
Well-Known Member
LOL
Sure it did. Whatsoever. Maybe you can get your woman to read it to you and explain.
ttystikk
Well-Known Member
Connect the dots for us benighted souls then you financial whiz, you.
travisw
Well-Known Member
http://lmgtfy.com/?q=Dodd-Frank+homeowners+being+thrown+out+of+their+homes+by+predatory+banks.
Very first link.
Why repealing Dodd-Frank is unappealing if you own a home
http://thehill.com/blogs/pundits-blog/economy-budget/319204-repealing-dodd-frank-is-an-unappealing-act-for-homeowners
One of the key components of the Dodd-Frank regulatory regime was the newly-created Consummer
Financial Protection Bureau (CFPB).The bureau is responsible for administering a range of consumer protection regulations, some of which predate Dodd-Frank and some of which were mandated by it.
Many of these regulations protect homeowners as they obtain mortgages for their homes. Others protect homeowners over the life of the mortgages, particularly when they are having trouble keeping up with their mortgage payments because of those common life events that still knock us for a loop when they happen to us: job loss, divorce, medical bills, a death in the family.
Hensarling’s memo makes clear the extent to which he wants to weaken the CFPB. Among many other things, he wants to eliminate the bureau’s consumer education functions, bar it from commencing actions involving unfair, deceptive or abusive acts and practices, end its practice of tracking consumer complaints, and stop if from monitoring and conducting research on the consumer credit market.
Before the financial crisis, homeowners suffered from a range of abusive and predatory behaviors that were prevalent in the mortgage industry for years and years. Lenders would lend without regard to a borrower’s ability to repay a loan, so long as there was sufficient equity in the home to make the lender whole after a foreclosure. Dodd-Frank’s ability-to-repay rule keeps lenders from doing that now. Lenders would make loans that had large balloon payments at the end of the term, forcing unsophisticated borrowers to refinance with all of the fees and costs that that entails. The lenders would look at those refinancing costs as another profit center. Dodd-Frank’s qualified mortgage rule banned those abusive balloon payments for the most part.[/QUOTE]
ttystikk
Well-Known Member
[/QUOTE]
http://lmgtfy.com/?q=Dodd-Frank+homeowners+being+thrown+out+of+their+homes+by+predatory+banks.
Very first link.
Why repealing Dodd-Frank is unappealing if you own a home
http://thehill.com/blogs/pundits-blog/economy-budget/319204-repealing-dodd-frank-is-an-unappealing-act-for-homeowners
One of the key components of the Dodd-Frank regulatory regime was the newly-created Consummer
Financial Protection Bureau (CFPB).The bureau is responsible for administering a range of consumer protection regulations, some of which predate Dodd-Frank and some of which were mandated by it.
Many of these regulations protect homeowners as they obtain mortgages for their homes. Others protect homeowners over the life of the mortgages, particularly when they are having trouble keeping up with their mortgage payments because of those common life events that still knock us for a loop when they happen to us: job loss, divorce, medical bills, a death in the family.
Hensarling’s memo makes clear the extent to which he wants to weaken the CFPB. Among many other things, he wants to eliminate the bureau’s consumer education functions, bar it from commencing actions involving unfair, deceptive or abusive acts and practices, end its practice of tracking consumer complaints, and stop if from monitoring and conducting research on the consumer credit market.
Before the financial crisis, homeowners suffered from a range of abusive and predatory behaviors that were prevalent in the mortgage industry for years and years. Lenders would lend without regard to a borrower’s ability to repay a loan, so long as there was sufficient equity in the home to make the lender whole after a foreclosure. Dodd-Frank’s ability-to-repay rule keeps lenders from doing that now. Lenders would make loans that had large balloon payments at the end of the term, forcing unsophisticated borrowers to refinance with all of the fees and costs that that entails. The lenders would look at those refinancing costs as another profit center. Dodd-Frank’s qualified mortgage rule banned those abusive balloon payments for the most part.
The reason I say the two are unrelated is due to the fact that we can have all the rules in the world; if they aren't enforced the abuses don't stop.
This is exactly what happened after the Crash of 2008.
Fogdog
Well-Known Member
I don't think I need to tty. I'll repost my original and the post of your that it pertained to and let others tell me if I need to clarify why. You can't read, so I'm not going to waste time trying to point out the obvious.
The thread:
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ttystikk
Well-Known Member
The behavior of the banks was illegal before Dodd-Frank.
But, 'squirrel!'
Do you even realize what you're defending?