I know literally nothing about insurance systems in other countries but like I said in regards to the ebikes as well, it’s not a factor here in a way that it forms an obstacle for consumers. Suggesting a potentional or new EV (or ebike) owner he/she bought a firehazard would result in similar looks responsed to the claim Jesus will soon return. I think the insurance companies you’re talking about are perhaps more worried about profits than providing a service? In fact, the one I use for car insurance is non-profit and at the end of the year they pay me money back cause not enough people damaged their car or house to justify the $50 p/m I pay. Would be near double for a tesla but still.
Nobody here is going to pass on the opportunity to get an EV because of that ship. And uhm… looking at it from a more positive perspective, 25 EVs just killed 2500 ICE cars.
( ok in reality they’ll probably rebuild and reship… plus the repair of the ship causes far more damage to the planet than the EVs would have saved ).