I'm not for Obama's Health Care and I am not for the status quo, and here's why:
Problem 1: The mentality of a Doctor's visit is all wrong. People go in expecting to get a magical cure. For example, if you have Bronchitis, it is very treatable. There are two main forms, one that will respond to antibiotics and one that will not (you just let it run its course for a week and you are fine). However, people expect the doctor to give them something, even when its not necessary. If the doctor were to simply say "Just let it run it's course," the person would flip out because they just spent 30 mins of their time and a $40 copay, so instead they give you the unneeded antibiotic or medicine just to appease you. Because of this, insurance has to pay a ton of money for these
unnecessary drugs.
Problem 2: Doctors practice "defensive medicine." Doctors do this to protect their own asses, since it's wayyyy too easy to sue them for malpractice. They will recommend tests, medicine, anything that will not damage you further in order to protect themselves from that .0002% chance of it being some random virus or a much more aggressive cancer, or whatever. So with these
extra tests there are extra fees - more expensive insurance.
Problem 3: After working in a Pharmacy, you wouldn't believe how many prescriptions are filled for unnecessary medicine. I say unnecessary, because their conditions could easily of been avoided by being healthier - High Blood Pressure, High Cholesterol, Type 2 Diabetes (I understand that some people have genetics going against them, but that's not who I am talking about). There's 70% of the drugs dispensed in pharmacies everyday, just those 3 conditions alone. The other big drugs that are not needed are the ADD drugs. Am I really supposed to believe that every other child I see has ADD, really? Because that's how often Aderral, Vyvanse, Concerta, etc. are distributed. Do people not realize that the generic name (assuming a generic exists) for all of these drugs have
Amphetamine somewhere in their name? Too many parents get these kids on this medication because they never established boundaries with them, so they need a "magic pill" to control them (again, I am not saying every single person who get's these medications don't need them, but the vast majority could be successful/productive without them). Also, because they are on these drugs, they also need a lunesta or an ambien to knock em out at night. - More Money
If politicians really wanted to tackle healthcare, they would at least acknowledge these 3 problems. By doing so, they would lower the cost of healthcare substantially and not have to make a centralized insurance plan.