I am getting back into this after 20 years out. I am looking for some cheap seeds. Bag seed would be OK if I had access to it, I don't and that is why I am getting back into growing. There is going to be some trial and error in this and don't want to throw $100 into the tank for a bunch of dead plants.
my own situation exactly - many here don't know how difficult it can be for some of us to get bag weed
i did my reading like you, i've done 4 orders this year using cash, all arrived in good shape
2 orders to highgrade-seeds.com - real good rep for delivery - $45-$55 for 10 seeds, but he gives you 3 free seeds per order so it ends up being about $4 a seed - grew out his nl#5, very potent weed and grew the way nl#5 is supposed to grow
2 orders to seedboutique.com - more choices including the inexpensive nirvana seeds which is what i went with - haven't grown out any nirvana's yet, just getting ready to sprout a jock horror this week