Two Health Care Systems

Since so many on the Left are so into the notion of a public option why don't we do this.

There are 300 million people in the US, plenty for two systems. So, those of us wishing to keep our current system can do so. We will be group A.

Those in favor of a public option will be put into group B. Group B will all be on the public option along with those who can not afford to pay. The public option will be entirely funded by group B people.

This shouldn't be a tax base problem because you will still have several times as many people in your group as live in Canada.

So, I will continue to pay $400 per month for my Cadillac plan while you can sit in a crowded waiting room for 6 hours next to a guy with no job and a Cadillac car.

Problem solved.

i'd have to see the cbo report on that proposal
i understand what you're saying however..........."I have mine and .............................. fuck everybody else".

jeffchr said:

i'd have to see the cbo report on that proposal
i understand what you're saying however..........."I have mine and .............................. fuck everybody else".

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Looking at the world through dogma as usual I see.

We have enough people to have two systems. There would be no disproportionate allocation of resources. I'm sure enough of you Liberals have jobs to pay for those that don't with only a quarter of the population. You'll do fine without us.

Cadillac plans don't cost $400/month. And even with the best insurance plan, every normal citizen waits hours in an emergency room- just like in countries where they nothing out of pocket.

BigTitLvr said:

Cadillac plans don't cost $400/month. And even with the best insurance plan, every normal citizen waits hours in an emergency room- just like in countries where they nothing out of pocket.

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Except VA, (in my state), you call for an appointment and you'd better be there at least 5 minutes early. If you're 5 minutes late, they throw you out and take the next person. Runs like a finely oiled clock. No waiting, in and out in 10-20 minutes. Now hospitalization takes some lead time, so they tell you, if you have an emergency, call 911. I haven't used their hospitalization plan for 15 years. When I did, it was excellent, at a highly rated university teaching hospital in San Diego. I also have medicare and a teamster funded supplemental, you know, the cadillac of all cadillac plans. So when you see me championing medical for all, it is not about me, unlike most conservatives on site.

RickWhite said:

Looking at the world through dogma as usual I see.

We have enough people to have two systems. There would be no disproportionate allocation of resources. I'm sure enough of you Liberals have jobs to pay for those that don't with only a quarter of the population. You'll do fine without us.

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kinda fixated eh >

jeffchr said:

i'd have to see the cbo report on that proposal
i understand what you're saying however..........."I have mine and .............................. fuck everybody else".

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It's more like "I wish i had what he has so lets figure out how to fuck him out of it" in the end nobody has anything. Dude should say" He is doing well I should figure out what he is doing and do that"

dude says he's tired of getting fucked by the insurance companies - dude

jeffchr said:

dude says he's tired of getting fucked by the insurance companies - dude

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Then pay cash. I remember a time when insurance was affordable... oh yea BEFORE medicare and medicad, and the goverment setting prices.

laughingduck said:

Then pay cash. I remember a time when insurance was affordable... oh yea BEFORE medicare and medicad, and the goverment setting prices.

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so you're advocating i become one of the uninsured. brilliant, you moron.

Why should people who would pay for the government option have to front the bill for the uninsured? There's no motivation for the uninsured to contribute. Would there be a difference between socialized medicine and the public option?

jeffchr said:

so you're advocating i become one of the uninsured. brilliant, you moron.

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Good job! resorting to name calling. Lately its hard to find dental insurance so i save the money that i would have spent on it, and pay cash when i go. When my daughter needed braces I made payments to the doc. I don't have a good solution to major medical, but i think that it is the only form that is needed. This thought that it is everyones right to free medical is crazy, someone is paying for it, just not you.

laughingduck said:

This thought that it is everyones right to free medical is crazy, someone is paying for it, just not you.

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Totally. Until the vast majority would be on the public option, paying for other people's insurance is out of the question, IMO.

my insurance costs 13,200 per year for a $5,000 deductible. the deductible must be fully funded before the first cent of insurance. in a typical year, the insurance never pays a dime. if it does, that means my healthcare costs that year would be at least 18,200. that's for two people.

the increases have been 6% per year minimum over the last 5 years, with an increase this year of about 10%. and during that time the 80/20 copay clause was completely removed from the plan. i can't even purchase a copay plan.

yea, it's real important to keep the status quo. things are going so well.

jeffchr said:

my insurance costs 13,200 per year for a $5,000 deductible. the deductible must be fully funded before the first cent of insurance. in a typical year, the insurance never pays a dime. if it does, that means my healthcare costs that year would be at least 18,200. that's for two people.

the increases have been 6% per year minimum over the last 5 years, with an increase this year of about 10%. and during that time the 80/20 copay clause was completely removed from the plan. i can't even purchase a copay plan.

yea, it's real important to keep the status quo. things are going so well.

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What state are you in? Thats outragious, you would'nt be better off paying cash? In Oklahoma that would run about 8000 a year.

great Buckeye state of Ohio. there are only two providors, they provide almost identical plans. i pretty much do pay cash. i rarely use the insurance. but, if one of us got seriously ill, you have to have insurance. or you will die.

RickWhite said:

Since so many on the Left are so into the notion of a public option why don't we do this.

There are 300 million people in the US, plenty for two systems. So, those of us wishing to keep our current system can do so. We will be group A.

Those in favor of a public option will be put into group B. Group B will all be on the public option along with those who can not afford to pay. The public option will be entirely funded by group B people.

This shouldn't be a tax base problem because you will still have several times as many people in your group as live in Canada.

So, I will continue to pay $400 per month for my Cadillac plan while you can sit in a crowded waiting room for 6 hours next to a guy with no job and a Cadillac car.

Problem solved.

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op·tion   [op-shuhn]
–noun
1.
the power or right of choosing.
2.
something that may be or is chosen; choice.
3.
the act of choosing.
4.
an item of equipment or a feature that may be chosen as an addition to or replacement for standard equipment and features:a car with a long list of extra-cost options; a telephoto lens option for a camera.
5.
stock option.
6.
a privilege acquired, as by the payment of a premium or consideration, of demanding, within a specified time, the carryingout of a transaction upon stipulated terms; the right, as granted in a contract or by an initial payment, of acquiring somethingin the future: We bought one lot and took a 90-day option on an adjoining one.
7.
Football. a play in which a back has a choice of either passing or running with the ball.
–verb (used with object)
8.
to acquire or grant an option on: The studio has optioned his latest novel for film adaptation.
9.
to provide with optional equipment: The car can be fully optioned at additional cost.

jeffchr said:

great Buckeye state of Ohio. there are only two providors, they provide almost identical plans. i pretty much do pay cash. i rarely use the insurance. but, if one of us got seriously ill, you have to have insurance. or you will die.

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I feel for you, I am suprised you think like you do. Ohio is the cousin to the poster child for liberalism, but i here there are changes coming. Not from obama but the gov. That sound like a state issue that could be resolved if the will was there.

laughingduck said:

Then pay cash. I remember a time when insurance was affordable... oh yea BEFORE medicare and medicad, and the goverment setting prices.

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If you are old enough to remember purchasing insurance before there was medicare. You are probably on it now....

For $400 per month I have no copay or deductible, $35 office visits, $150 ER. $10/$40 prescription copay, 100% durable medical equipment coverage and more - and these are pre-tax dollars.

There are numerous problems with the HC industry that can be eliminated so that costs can be brought way down. A public option should exist as a "group" for collective bargaining through private companies. That would eliminate a lot of the scamming going on and ensure that individuals don't get hosed.

But like I said, if America can not agree, why not just have 2 plans? That is, unless you fear that you would get stuck paying for a bunch of dead beats. Really, if half of America takes the public plan you will have plenty of people among whom to distribute the burden. Canada has 1/12 of the people we have and they pull it off.