run, rend pawl, run!

[UncleBuck]

I paid off acres land and a single wide before I was 20. Paid off a few more homes that were stickbuilt since. Next one will be steel. Congrats again on easing your parents burden.

i imagine it was pretty prime land and houses on your 33% taxed wages of $30k, that must explain why you are living in a rather shitty single wide and are contemplating a steel building at a whopping $15k worth of materials (likely financed or purchased with government cheese).

why don't you post pooeypopsicle vid so we can see what the domicile of landed and wealthy aristocratic types look like?

you know the concrete slab you put that steel building on is gonna be worth about as much as whatever you put over it, right?

 

[twostrokenut]

30k for the barn kit, likely another 45 to finish the inside. Might log my timber to pay for it. Congrats again to your wife and her new home purchase.

 

[twostrokenut]

we looked at homes with up to 10 acres on them, more than we needed.

Careful, usually the homes are on the land not the other way around. Don't believe the hype.
Realtors will tell you anything to make commission. Given your age and the fact you haven't owned a home yet in your life you are prime prey for them.

 

[UncleBuck]

Careful, usually the homes are on the land not the other way around. Don't believe the hype.
Realtors will tell you anything to make commission. Given your age and the fact you haven't owned a home yet in your life you are prime prey for them.

yeah, i'm sure the agent we have, who is a good friend of the family and who has helped her parents through all of their dealings, is just preying on us right in front of them.

everything we looked at was a listing i picked as well.

we decided against the 10 acres even though we could have paid the mortgage (and then some) on horse stabling because of a prairie dog infestation that would have cost about $12,000 to remedy and would have left our dogs liable to get the plaque in the meantime.

we decided against a 3+ acre property listed at 330k because it was in adams county. fuck adams county, might as well be apache junction.

 

[UncleBuck]

30k for the barn kit, likely another 45 to finish the inside. Might log my timber to pay for it. Congrats again to your wife and her new home purchase.

i'm on the loan and title. my credit score lowered our interest rate considerably.

 

[twostrokenut]

i'm on the loan and title. my credit score lowered our interest rate considerably.

ok i beleive you. except the title. its probably a simple fee deed then i remembered idc.

 

[NoDrama]

Why would you get a loan when your wife has so much money socked away that you could have just outright bought the home and saved the Hundreds of thousands of dollars in interest? Why do you want to get fucked in the ass on that?

 

[UncleBuck]

Why would you get a loan when your wife has so much money socked away that you could have just outright bought the home and saved the Hundreds of thousands of dollars in interest? Why do you want to get fucked in the ass on that?

hundreds of thousands of dollars of interest?

cool hyperbole.

 

[Harrekin]

hundreds of thousands of dollars of interest?

cool hyperbole.

Interest on a place over 20-30 years is usually roughly 2-2 1/2 times the principle.

 

[earnest_voice]

Interest on a place over 20-30 years is usually roughly 2-2 1/2 times the principle.

That isn't his concern, it's his guarantors.

 

[UncleBuck]

Interest on a place over 20-30 years is usually roughly 2-2 1/2 times the principle.

what do you think interest rates are like on this side of the pond nowadays?

 

[Harrekin]

what do you think interest rates are like on this side of the pond nowadays?

Well if they're anything around 4% then what I've said stands true.

Its funny you can never, ever EVER admit you're wrong even when you're demonstrably wrong (and more frequently it would seem recently).

Still think Obama should arm the "courageous Syrian rebels, fighting for freedom" ??

 

[UncleBuck]

Well if they're anything around 4% then what I've said stands true.

so a $220k loan at 4% is gonna cost us $550k in interest?

ya wanna bust out the calculator and do the math on that one?

Still think Obama should arm the "courageous Syrian rebels, fighting for freedom" ??

do you even know what quotes mean?

 

[Harrekin]

so a $220k loan at 4% is gonna cost us $550k in interest?

ya wanna bust out the calculator and do the math on that one?



do you even know what quotes mean?

Over how many years ?

Over twenty years it'd be $160,000, 25 it'd be $200,000 and over 30 it'd be $240,000.

Thats ballpark at 4% without taking into account payments against the capital, etc.

EDIT: Btw I calculated that based on a 200,000 loan with a 10% deposit.

 

[SmokeyDan]

yeah, i'm sure the agent we have, who is a good friend of the family and who has helped her parents through all of their dealings, is just preying on us right in front of them.

everything we looked at was a listing i picked as well.

we decided against the 10 acres even though we could have paid the mortgage (and then some) on horse stabling because of a prairie dog infestation that would have cost about $12,000 to remedy and would have left our dogs liable to get the plaque in the meantime.

we decided against a 3+ acre property listed at 330k because it was in adams county. fuck adams county, might as well be apache junction.

You don't have a job.

Given that, a Prarie dog infestation costs less than 1 grand. A 22 rifle and a shit load of ammo.

 

[UncleBuck]

You don't have a job.

Given that, a Prarie dog infestation costs less than 1 grand. A 22 rifle and a shit load of ammo.

you clearly know nothing about eradicating 10 acres of prairie dogs at ~100 burrows per acre.

 

[ASMALLVOICE]

you clearly know nothing about eradicating 10 acres of prairie dogs at ~100 burrows per acre.

That is a simple and fun task.

watch and learn

Peace

Asmallvoice

 

[SmokeyDan]

you clearly know nothing about eradicating 10 acres of prairie dogs at ~100 burrows per acre.

I figured you could buy a bag of poison and toss it about.

 

[UncleBuck]

I figured you could buy a bag of poison and toss it about.

nope.

gotta fumigate them with aluminum phosphide.

there are some exceptions for using zinc phosphide pellets, but only during certain times of year, in certain types of weather, on certain types of terrain, but that property wasn't one of them.

 

[SmokeyDan]

nope.

gotta fumigate them with aluminum phosphide.

there are some exceptions for using zinc phosphide pellets, but only during certain times of year, in certain types of weather, on certain types of terrain, but that property wasn't one of them.

Dude, there rodents.

Let me guess, you asked a guy that charges 12k to cleanse you of them how to get rid of them. And he said that was the only way.

If you had .223 rifle, with a good scope and optics, it would take some time, but you could reduce their numbers significantly very quickly.

Just go get a good varmint gun