because thems the rules..open enrollment is 1X per year or qualifying life change when it occurs.
to be honest, somewhere there was a disconnect not only with the 'stupid lady', but with you..when medicaid drops you are notified that it's going to happen in advance, at which time coverage through the exchange and your policy would have been available for the following month..you would of had to have been partially responsible because 'if' they were truly at fault, your child would have had insurance the next day..
i love you
, know you're upset..but there's no dialing the clock back on this..consider it a lesson and be glad you are not paying $500/month anymore..you are paying $48/month for
BETTER coverage for a
PHENOMENAL 960% savings..damn! you're lucky!..a total win/win.
my dilemma is, had 100% free with subsidies last year..the same policy (by the insurance company) was quoted as $33/month..all i need (or needed was rx for expensive meds in which generic is nearly the same price as brand). got the bill for $77
might as well been $7k/month.
so now i have nothing and it sucks..although the expensive medicine i've been taking for panic attacks (multiples one on top of each other..hard to drive, work) i haven't been able to take and i knew the time was coming where there was just no alternative, but to stop, because employment has been hard to find (the job post that i was invited to by department program director has 78 applicants for a $13/hour job) even for what i'm studying..they want fluent bi-lingual as opposed to limited proficiency..you don't know how many jobs i've applied for over the summer..all the black and white students are having issue with this..so i've tappered off the medication as low as i could..bad effects were minimal this time because i prepared..but guess what? i'm not having the panic attacks and feel great!