College a Conspiracy?

[Don Geno]

Through out the years on and off I have been thinking about attending college. Seems as though many students begin the years of college loan debt. Although the american dream is taught go to school get a degree .job.buy house and have a family. Other input makes me believe that by giving up a few years is a few years of money loss although saving for retirement on your own seems like years work if i work and save for retirement vs going to college and leaving college with no job would it be best to work hard save money or go to college hope for the best?

 

[hellmutt bones]

No its a way for young people to have a hellava good time!! And there parents to throw money at what Americans consider to be education.
And then u work for minimum wage..
Its the American way!

U can tank me later bruh

 

[Padawanbater2]

Through out the years on and off I have been thinking about attending college. Seems as though many students begin the years of college loan debt. Although the american dream is taught go to school get a degree .job.buy house and have a family. Other input makes me believe that by giving up a few years is a few years of money loss although saving for retirement on your own seems like years work if i work and save for retirement vs going to college and leaving college with no job would it be best to work hard save money or go to college hope for the best?

Depends on what you want to get out of college, what kind of degree you get and what field you get it in

If you're looking to educate yourself and the job/income comes second, go into whatever you feel will best suit that need

If you're looking to make decent money after investing in an education, look into the top paying degrees with the highest placement. There are some technical degrees you can get that have very low job placement, you're going to want to avoid those

Here are the top 5 majors (according to payscale.com) if you just want to get an associates degree;

1. Management Information Systems (MIS)
2. Construction Management
3. Economics
4. Mechanical Engineering Technology (MET)
5. Electronics and Communications Engineering

Top 5 bachelors degrees;

1. Petroleum Engineering
2. Nuclear Engineering
3. Actuarial Mathematics
4. Chemical Engineering
5. Electronics and Communications Engineering

If you notice, 4 of the top 5 are in Engineering, and Petroleum Engineering is on every list I've come across

Conclusion: If you pick a degree with demand, it will be worth it, if you don't, you will likely end up with substantial debt and limited job opportunities

 

[hellmutt bones]

Save ur money and invest in real estate.

1. Buy six properties. 2. Love your tenants. You buy a property and you pay off the mortgage. Then you enjoy the income. Then your children enjoy the income. Then your grandchildren enjoy the income. Your great-grandchildren will enjoy the income. When does this end? Now, you know why real estate investing is so great because it never ends. In a hundred years, your offspring will be saying, "Thank you great-great-great-great grandpa or grandma!" Start your family dynasty. This is beyond the comprehension of average people. You can do this. You deserve this.

 

[Padawanbater2]

Save ur money and invest in real estate.

1. Buy six properties. 2. Love your tenants. You buy a property and you pay off the mortgage. Then you enjoy the income. Then your children enjoy the income. Then your grandchildren enjoy the income. Your great-grandchildren will enjoy the income. When does this end? Now, you know why real estate investing is so great because it never ends. In a hundred years, your offspring will be saying, "Thank you great-great-great-great grandpa or grandma!" Start your family dynasty. This is beyond the comprehension of average people. You can do this. You deserve this.

 

[Padawanbater2]

Save ur money and invest in real estate.

1. Buy six properties. 2. Love your tenants. You buy a property and you pay off the mortgage. Then you enjoy the income. Then your children enjoy the income. Then your grandchildren enjoy the income. Your great-grandchildren will enjoy the income. When does this end? Now, you know why real estate investing is so great because it never ends. In a hundred years, your offspring will be saying, "Thank you great-great-great-great grandpa or grandma!" Start your family dynasty. This is beyond the comprehension of average people. You can do this. You deserve this.

What about the housing crisis in 08..?

 

[hellmutt bones]

What about the housing crisis in 08..?

Dude its 2015... what about the great depression?
Dont tell me you have a 401k..lol

 

[Padawanbater2]

Dude its 2015... what about the great depression?
Dont tell me you have a 401k..lol

If I had invested in real estate in 05, your advice would have ruined me and the value of my property. So what's the difference between 05 and 15 considering no real changes in either the finance or housing market have taken place since the crash?

 

[sunni]

i guess it depends what you want out of college.
I mean life is life youre gunna have debt at some point in your life, thats unavoidable for the most part. whether your debt is 10$ or 2000$

If you want to go to college than go. Its your life.

 

[hellmutt bones]

If I had invested in real estate in 05, your advice would have ruined me and the value of my property. So what's the difference between 05 and 15 considering no real changes in either the finance or housing market have taken place since the crash?

U mustn't be a real Estate investor, there making sick money, learn how to invest and dont just buy be a smart investor. Thing have changed since 08, this is the time to make money, will the market crash? Mayb but as long as theres opportunistic ppl there will be millions to be made.

 

[Padawanbater2]

U mustn't be a real Estate investor, there making sick money, learn how to invest and dont just buy be a smart investor. Thing have changed since 08, this is the time to make money, will the market crash? Mayb but as long as theres opportunistic ppl there will be millions to be made.

What has changed in the finance or housing markets since 2008?

 

[hellmutt bones]

What has changed in the finance or housing markets since 2008?

So do u have a 401k? Because thats the biggest rip off since health care.

 

[Padawanbater2]

So do u have a 401k? Because thats the biggest rip off since health care.

No, I'm kind of an independent contractor

Why is a 401k the biggest rip off since healthcare?

 

[hellmutt bones]

No, I'm kind of an independent contractor

Why is a 401k the biggest rip off since healthcare?

From what i was reading theres all these fees and yes u save lets say 140,000 but by the time u take it out that would be equal to about 20,000 now. Inflation.

 

[Padawanbater2]

From what i was reading theres all these fees and yes u save lets say 140,000 but by the time u take it out that would be equal to about 20,000 now. Inflation.

The rate of inflation is nowhere near that, and if it ever was, the fed would act before your savings of $140K diminished to $20K

 

[ASCIIGHOST]

The rate of inflation is nowhere near that, and if it ever was, the fed would act before your savings of $140K diminished to $20K

The Federal Reserve ran by rich old white men who dont work. Slavery ran by rich old white men who dont work. Are you brain dead?

 

[texasjack]

Depends on what you want to get out of college, what kind of degree you get and what field you get it in

If you're looking to educate yourself and the job/income comes second, go into whatever you feel will best suit that need

If you're looking to make decent money after investing in an education, look into the top paying degrees with the highest placement. There are some technical degrees you can get that have very low job placement, you're going to want to avoid those

Here are the top 5 majors (according to payscale.com) if you just want to get an associates degree;

1. Management Information Systems (MIS)
2. Construction Management
3. Economics
4. Mechanical Engineering Technology (MET)
5. Electronics and Communications Engineering

Top 5 bachelors degrees;

1. Petroleum Engineering
2. Nuclear Engineering
3. Actuarial Mathematics
4. Chemical Engineering
5. Electronics and Communications Engineering

If you notice, 4 of the top 5 are in Engineeringstate school in and Petroleum Engineering is on every list I've come across

Conclusion: If you pick a degree with demand, it will be worth it, if you don't, you will likely end up with substantial debt and limited job opportunities

This a million times. Go to a state school in your state. Pick a major like above or nursing, teaching, something that comes with a certificate for a career. Take loans buckle down and you'll be golden.

 

[The_Herban_Legend]

The rate of inflation is nowhere near that, and if it ever was, the fed would act before your savings of $140K diminished to $20K

Curious, are you for or against the Federal Reserve? What is your position?

 

[Padawanbater2]

Curious, are you for or against the Federal Reserve? What is your position?

I oppose a fractional reserve banking system, but I support a central banking system that controls monetary policy

 

[ODanksta]