Need to buy a new car for my wife...

tangerinegreen555

Well-Known Member
is this problem only on the f150 models? i've been looking at a similar year(s) f250/350 but i haven't heard about this problem.

and while i got ya, do you do much towing with yours?
Recalled for seat belt tensioners also, they can catch on fire if you're in a wreck. Don't ask me to explain that one, they changed the insulation to the wiring on the floor where you get in by the seats. Was fairly quick.

I only tow the line, lol. Came with towing package though. I buy off the lot so it had what it had whether I really need it or not.
 

tangerinegreen555

Well-Known Member
Any advantage of leasing over financing? To me it just appears another fine example of the throw away culture to get a new car every 3 years.
I could never relate to the lease thing.

The whole point is to pay them off and not have a payment while it's still a fairly nice vehicle.

Fuck ALWAYS having a car payment, that would suck.

They didn't lease cars back in the '70's when I started buying them. It's a corporate plot.
 

srh88

Well-Known Member
I like our Nissan personally the rogue
Cvt transmission. That's what kara wanted until we found that out. Rogues are awesome but have notorious trans problems


I'm a debbie downer on this thread lol
 
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sunni

Administrator
Staff member
Cvt transmission. That's what kara wanted until we found that out. Rogues are awesome but have notorious trans problems


I'm a debbie downer on this thread lol
Haven’t had a single issue myself personally It works really well
 

BarnBuster

Virtually Unknown Member
Every time I looked into leasing, it was more expensive than buying new at full retail, then trading in at a lowball return. Add the often draconian mileage/condition uhm conditions in the contract and I conclude it was a bad deal.
Leasing is trap for people who don't understand proper credit management. They keep trading in and carrying over the remaining/outstanding debt until they are way underwater on the loan. Plus, like cn says, all the dings they hit you for at lease end. Sometimes, if the deal is right and you plan from the get go to buy out the car at lease end, it's ok. but I still look for my own financing anymore.
 
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DonnyTinyHands

Well-Known Member
I could never relate to the lease thing.

The whole point is to pay them off and not have a payment while it's still a fairly nice vehicle.

Fuck ALWAYS having a car payment, that would suck.

They didn't lease cars back in the '70's when I started buying them. It's a corporate plot.
Leasing is trap for people who don't proper understand credit management. They keep trading in and carrying over the remaining/outstanding debt until they are way underwater on the loan. Plus, like cn says, all the dings they hit you for at lease end. Sometimes, if the deal is right and you plan from the get go to buy out the car at lease end, it's ok. but I still look for my own financing anymore.
No.. leasing is financially advantages compared to traditional financing everything else being equal. Due to financial illiteracy it is generally used by people who turn their cars over quick enough their eating a ton of depreciation, and dealers are more than happy to help the stupid buy a new car every couple years. But if your smart and intend to buy the thing outright you will almost always pay less total dollars doing it as a lease.

When you finance the tax is calculated and paid to the dealer up front and is included in your loan amount so you pay interest on it. When you lease the tax is calculated on each payment as they go so your never carrying the interest. At the same rate your putting money in your pocket on a lease. I'd try to help people save money doing this. But when they were frustratingly financially stupid I'd just take extra of their fucking money because they had their back up about the word lease and it was just easier.

VW still best cars. I still smartest man. I tried to help you. What and how you buy is on you.
 

tangerinegreen555

Well-Known Member
frustratingly financially stupid
You got those three words correct.

I want to be legally financially locked in to paying $12,000-15,000+ every three years - forever, if I want to keep driving - for something I'll never own.

Auto companies didn't come up with leasing as a public service, they sucker you in with a smaller payment and sell more cars that they legally repossess in 3 years.
 

rkymtnman

Well-Known Member
You got those three words correct.

I want to be legally financially locked in to paying $12,000-15,000+ every three years - forever, if I want to keep driving - for something I'll never own.

Auto companies didn't come up with leasing as a public service, they sucker you in with a smaller payment and sell more cars that they legally repossess in 3 years.
leasing only makes sense for a corporation who's gonna write it off.
for a regular Joe, leasing is about the same as renting it from Hertz. moronic.
 

rkymtnman

Well-Known Member
No.. leasing is financially advantages compared to traditional financing everything else being equal. Due to financial illiteracy it is generally used by people who turn their cars over quick enough their eating a ton of depreciation, and dealers are more than happy to help the stupid buy a new car every couple years. But if your smart and intend to buy the thing outright you will almost always pay less total dollars doing it as a lease.

When you finance the tax is calculated and paid to the dealer up front and is included in your loan amount so you pay interest on it. When you lease the tax is calculated on each payment as they go so your never carrying the interest. At the same rate your putting money in your pocket on a lease. I'd try to help people save money doing this. But when they were frustratingly financially stupid I'd just take extra of their fucking money because they had their back up about the word lease and it was just easier.

VW still best cars. I still smartest man. I tried to help you. What and how you buy is on you.
Since you are giving out stellar financial advice, should I pay off my house in 4 years or refi to a 40 year mortgage? Thanks in advance
 

DonnyTinyHands

Well-Known Member
leasing only makes sense for a corporation who's gonna write it off.
for a regular Joe, leasing is about the same as renting it from Hertz. moronic.
Do you even math bro? It's just a smarter way to structure your financing in lots of cases. You still own it at the end if you do it the way I recommend you just pay less money for it...
 

DonnyTinyHands

Well-Known Member
Since you are giving out stellar financial advice, should I pay off my house in 4 years or refi to a 40 year mortgage? Thanks in advance
40 year. Pay only minimum payment. Money fake. Money makes money. They printing that shit like crazy. Use the banks money anytime you can get it cheap. Mortgage super cheap, take all the money at that rate you can claim.
 

DonnyTinyHands

Well-Known Member
not financing anything is the way to succeed.
Stupidest old man advice that is still super common. In 2019 this is financial retardation. Work like a fool if you want. But I'll stick with having the banks money working for me while I stay home and smoke my flowers.
 
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