curious old fart
Well-Known Member
Only problem with that is I have $2500 deductable.I don't think the insuring of it would be a problem...it's when the Loss Adjuster comes round to inspect the damage that I would be concerned about.
A good friend of ours worked in the claims department at the company I worked for. Her man was forever putting in claims like how he had dropped a tin of paint that managed to knock his TV over, fall ontop of his games console and then land smack bang on the floor spreading out into the hall and the living room. Amazing to think you can get all your home entertainment equipment and carpet replaced with a phone call.
If anyone really wants to make some short term cash and not effect premiums, you get Fast Tracked claims (things like Freezer breakdowns for example). People would phone up and say, I've got all the food stored for the Loss Adjuster...Great, but not necessary. Do you hoenstly think they'll send a Loss Adjuster for 250 GBP claim...nah, they just pay it out! So anyone got Freezer Cover, get on it, lmao.
cof