The answer is right in front of you. Before the ACA the only insurance you could get becuase of your pre-existing conditions was thru a special pool with the state of Oregon.
Now with the ACA any insurer that wants to sell insurance in the State has to offer you coverage
Before they cherry picked their clients
Now they have to take everyone ...including you.
Since any insurance provider that wants to sell insurance in Oregon has to provide for people like you. Now they have to compete for your business
Competition should drive the prices down and the efficiency up.
Isnt that what the right keeps telling us about the "Free Market"?
Ok, you are missing a key economic fact about insurance companies.
To make money they must pay all their bills and take in a small percentage more to be profitable.
Now, if you FORCE private insurance companies to take people with pre-existing conditions, FORCE them to remove all top end dollar limits on policies, FORCE them to keep adults up to 26 on their parents policies you are increasing the cost of the insurance. Given these conditions and the relatively thin margins of these companies you are not going to see savings on policies at all. You are going to see significant increases in the companies that simply do not drop offering insurance at all.
Obamacare eliminates private competition by FORCING companies to add so much to policies they cannot possibly compete with the federal government. It FORCES one policy government care because there will be no more competition.
And how Obamacare pays for all the benefits it supposedly provides is by FORCING people to join or pay a fine which rapidly increases over the years.
Everything about this plan is FORCE... FORCE which eliminates choice, eliminates competition and will end up providing less care at higher cost.
