I know it sounds crazy but particles in water like mud make bright light reflect think of it like driving in the fog i would like for the lights to have everything other than battery attached voltage can be 12 or 24 would like to run straight off batteries but not a must
Yes, it does sound crazy. That's because blue and green light penetrate water much further than red, yellow and amber light. So you have everything back-to-front.
Your 2700K light will be absorbed way before 5000K.
Just look at the difference in spectral output as you increase CCT (Kelvin temperature). This is a composite spectrum, meaning it has more than one type of LED, but it is useful to show the difference between 2700K and 5000K.
Ask me how I know: we have been developing marine lights for growing algae and they respond much more to the green and blue spectra than the red spectra, as you would expect.
The deeper the water, the bluer the colour, right? Which is just what the chart above shows.
Hopefully that answers your question. If it doesn't, then that's because you haven't actually told us what you want to do with the light other than flash it in the water. I assume you want to use it to be able to see the lower, submerged parts of the boat and not just light up the deck.
The more information you provide, the better quality response you will get.