Currently germinating... "COLD"

Ok so I started off with my 9 seeds... I had 10 but 1 disappeared.... I wonder who that could have been... mr.daddy!

so i had let them sit in water for 24 hours 2 started to germ a bit... so I decided to do the paper towel method. so about 6 are starting to germ out a bit... but my question is... when i went to flip the paper towel it was really cold dampness... is that bad? can they die if its cold? or must the dampness be warm?

I would think warmth would be a factor since seeds don't tend to sprout in cold ground,just lay your towel on a low heat source iv'e used a reptile rock on the lowest setting and before that my computer monitor.Made sense at the time and it worked.BTW I tend to do some whack stuff but if it works I go with it so my way may or may not be correct.