Hey Money I know how ya feel. I blew my first attempt when starting with seeds. from experience, this is the best way to start from seeds. At just about every Hydroponics supply store you can get a humidity dome kit. it comes with a heating pad, a drain pan, a seedling/clone tray with Root Riot medium plugs, and a plastic dome. I did the wet papertowel to germinate the seeds and once they had a tap root that was at least 1/4 - 1/2" long, i planted them in the roor riot plugs. The root riot plugs are like sponges, and as such, they hold a LOT of moisture. In fact they come from the factory pre-soaked. The two most important pieces of this kit are heating pad and the dome. The roots will grow very fast as they are drawn toward the heat. Seedlings and clones need a very high level of humidity in order to thrive for the first two weeks. The dome help to trap the moisture in and as a result, all I had to do was spray them with room temp water 3-4 times a day. Works like a charm! I also use a thermostat for my heating blanket and keep it set at 85 degrees. The plants really seem to like it. They also did quite well with cfl's. I used 8 23w 6500k cfl's in a home made reflector shield. I had to experiment a little with the right distance at first. I have two digital thermometers, one in the dome and the other on top of it. I raised/lowered the light until i found the right hieght that would get it as close as possible but not raise the internal temp higher than 85.
Hope this helps man. I know how frustrating it can be....