Homeowners insurance came and too pics today, im scared

Will Ferrell

Will Ferrell

Well-Known Member
So I hear the dog barking this morning. I go check. Theresa a guy on my doorstep, which is very rare. I'm thinking he's gonna read me a few scriptures or something. He says he's with some home owners insurance company and mentioned the name of the owner, I'm a renter, and says he needs to take external pictures of the house. I hesitate, told him today's not a good day, and he says he just needs pics from the outside, and I don't even need to be home or whatever, so I couldn't shake this guy. So I tell him I have four plants in the backyard, along with my license and what not, to give him a heads up. He said that's fine and said I'm the sixth person he's come across with a grow, and made it seem Like not a big deal.

What concerns me is I know he took a pic of the grow room window that has alot of different ducting coming out. I've got plywood covering the window from the inside, with holes I've cut out for the cool tubes and a/c. I never asked permission to grow cause I figured I'd keep it kinda small and worried they would say no.
According to the inspector, they do this once a year, I've been here going on three, I've never seen them.
After he's done with pics, he then stayed for another two hours, basically preaching the fucking bible..I was paranoid he was even there in the first place, so I was trying to keep him happy as possible, listening to all his life problems, even kinda feeding the fire, I was saying stuff like, I feel god with us right now talking through you, and I think that put this dude on cloud 9.
It was crazy, weird, something doesn't seem right. I wonder if I'm about to get fucked?
 
nomoresnow

nomoresnow

Well-Known Member
Whenever the insurance company has taken pics of my houses I've never seen the pics and they have never talked to me about them. With that being said... maybe they see a grow operation as some sort of liability and may say something about that to your landlord. Prepare for the worst, hope for the best.

Loved you in Semi-Pro by the way.
 
Will Ferrell

Will Ferrell

Well-Known Member
nomoresnow said:
Whenever the insurance company has taken pics of my houses I've never seen the pics and they have never talked to me about them. With that being said... maybe they see a grow operation as some sort of liability and may say something about that to your landlord. Prepare for the worst, hope for the best.

Loved you in Semi-Pro by the way.
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Oh god.. Ya I have a baaaad feeling about this..I guess if they do tell the landlord, I have no choice but to come clean, and hope their ok with it. She seems pretty cool, kind of a hippie type. Maybe I can get lucky and she turns out to be a pothead or something and not care..I've always paid rent on time for the past three years,maybe that could count for something..Idk, if they say no, it will be like literally pulling the plug and my adventure is done...QQ
 
Thor_

Thor_

Well-Known Member
Take some shrooms and smoke some weed. Just chill out and enjoy. What's done is done. Does seem a little shady. as long as your paying rent and have insurance for the inside. Landlords don't care one bit. I didn't even see mine for 5 years until I missed rent.
 
Will Ferrell

Will Ferrell

Well-Known Member
Thor_ said:
Take some shrooms and smoke some weed. Just chill out and enjoy. What's done is done. Does seem a little shady. as long as your paying rent and have insurance for the inside. Landlords don't care one bit. I didn't even see mine for 5 years until I missed rent.
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I told my dad about it and he thinks it's someone scoping out the pad getting ready to come Jack me or something.. shit got me real paranoid.. but now I think that's silly cause they mentioned the owner of the houses name, so that must mean he is who he said he was, I guess.
 
S

spandy

Well-Known Member
Will Ferrell said:
but now I think that's silly cause they mentioned the owner of the houses name, so that must mean he is who he said he was, I guess.
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Go to your county's assessor website, punch in your address, boom, owners listed and what they paid, any renovations over the years, yearly taxes owed, etc.

Im sure you will be fine. Get all your firearms out and just start cleaning them, it will relax you. OR pop some corn and grab your favorite flick, shits fine.

Thor_ said:
Take some shrooms and smoke some weed. Just chill out and enjoy. What's done is done. Does seem a little shady. as long as your paying rent and have insurance for the inside. Landlords don't care one bit. I didn't even see mine for 5 years until I missed rent.
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Shrooms when he is all ready paranoid, and soon to be raided?! Dude, don't tell him shit like that. Just tell him things are going to be fine, maybe suggest an activity or two to get his mind off the impending raid. Follow that up with a little more reassurance that everything is fine, and then go about your own business.
 
neosapien

neosapien

Well-Known Member
Homeowners insurance companies do come and take pictures for risk assessment purposes sometimes. They could very well up the premiums for the owner. The owner may have a problem with you growing in that regard. Or not. You'll really just have to wait and see if anything comes of it.
 
abe supercro

abe supercro

Well-Known Member
Will Ferrell said:
So I hear the dog barking this morning. I go check. Theresa a guy on my doorstep, which is very rare. I'm thinking he's gonna read me a few scriptures or something. He says he's with some home owners insurance company and mentioned the name of the owner, I'm a renter, and says he needs to take external pictures of the house. I hesitate, told him today's not a good day, and he says he just needs pics from the outside, and I don't even need to be home or whatever, so I couldn't shake this guy. So I tell him I have four plants in the backyard, along with my license and what not, to give him a heads up. He said that's fine and said I'm the sixth person he's come across with a grow, and made it seem Like not a big deal.

What concerns me is I know he took a pic of the grow room window that has alot of different ducting coming out. I've got plywood covering the window from the inside, with holes I've cut out for the cool tubes and a/c. I never asked permission to grow cause I figured I'd keep it kinda small and worried they would say no.
According to the inspector, they do this once a year, I've been here going on three, I've never seen them.
After he's done with pics, he then stayed for another two hours, basically preaching the fucking bible..I was paranoid he was even there in the first place, so I was trying to keep him happy as possible, listening to all his life problems, even kinda feeding the fire, I was saying stuff like, I feel god with us right now talking through you, and I think that put this dude on cloud 9.
It was crazy, weird, something doesn't seem right. I wonder if I'm about to get fucked?
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Homeowners Insurance doesn't verify the property each year. Maybe if the owner just changed to a new company. You got the guys business card right? If you didn't then you are a dumbass. Tell me he didn't stay for two hours longer? If he did, then you are a dumbass.
 
The_Herban_Legened

The_Herban_Legened

New Member
Will Ferrell said:
So I hear the dog barking this morning. I go check. Theresa a guy on my doorstep, which is very rare. I'm thinking he's gonna read me a few scriptures or something. He says he's with some home owners insurance company and mentioned the name of the owner, I'm a renter, and says he needs to take external pictures of the house. I hesitate, told him today's not a good day, and he says he just needs pics from the outside, and I don't even need to be home or whatever, so I couldn't shake this guy. So I tell him I have four plants in the backyard, along with my license and what not, to give him a heads up. He said that's fine and said I'm the sixth person he's come across with a grow, and made it seem Like not a big deal.

What concerns me is I know he took a pic of the grow room window that has alot of different ducting coming out. I've got plywood covering the window from the inside, with holes I've cut out for the cool tubes and a/c. I never asked permission to grow cause I figured I'd keep it kinda small and worried they would say no.
According to the inspector, they do this once a year, I've been here going on three, I've never seen them.
After he's done with pics, he then stayed for another two hours, basically preaching the fucking bible..I was paranoid he was even there in the first place, so I was trying to keep him happy as possible, listening to all his life problems, even kinda feeding the fire, I was saying stuff like, I feel god with us right now talking through you, and I think that put this dude on cloud 9.
It was crazy, weird, something doesn't seem right. I wonder if I'm about to get fucked?
Click to expand...
This is one of the many reasons I am headed back to the bay. People are too damn religious here and the weather sucks here.
 
abe supercro

abe supercro

Well-Known Member
I slammed the door in the Jehovah's faces, mid-sentence, and I've never seen em since. made the do-not-call-list and I didn't have to say a word.

There's a good chance that the homeowners insurance co won't insure due to the extensive grow op. I'd say there's at least a 25% chance that the homeowner calls you to see what's going on and to discuss the lord.
 
The_Herban_Legened

The_Herban_Legened

New Member
abe supercro said:
I slammed the door in the Jehovah's faces, mid-sentence, and I've never seen em since. made the do-not-call-list and I didn't have to say a word.

There's a good chance that the homeowners insurance co won't insure due to the extensive grow op. I'd say there's at least a 25% chance that the homeowner calls you to see what's going on and to discuss the lord.
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I like to invite the mormons in, personally. The Jehova's don't know how to party like the mormon miissionaries. They are all over the place here.

morms.jpg
 
The_Herban_Legened

The_Herban_Legened

New Member
Never while living in San Francisco but several here in "burque".
I invited a couple of these guys in on more than one occasion. I was so baked listening to their crazy stories, trying to keep a straight face. I always try to convince them, to denounce god. I have yet to convince any of them.
 
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