willieboy
Well-Known Member
Every year when the house insurance renewal package comes in the mail I read all the info/fine print. And every year I never find anything directly related to growing. That changed this week. We own our house - paid the mortgage off awhile back. My wife and I are seniors, retired and both with health problems. The following statement from Wawanesa concerns me :
"Nor do we insure loss or damage arising directly or indirectly from the growing, cultivating, harvesting, processing, manufacturing, distribution or sale of any drug or narcotic or illegal susbstance, whether or not "you" have knowledge of such activity. This includes any alterations of the "premises" to facilitate such activity."
After thinking about this for a couple of days I shut down my indoor grow. Luckily we live on 20 acres in the country and have Health Canada permits which allow us to grow outside as well. At this point in our lives we cannot afford the risk of having no insurance on the house. I have checked into other insurance possibilities but here on the east coast there appear to be no alternatives. As unfair as all this is we feel it leaves us with no choice. There must be some pile of people across this country growing merrily inside.......with no insurance coverage. I have been growing (both indoors and outdoors) for 45 years plus. The struggle continues.
"Nor do we insure loss or damage arising directly or indirectly from the growing, cultivating, harvesting, processing, manufacturing, distribution or sale of any drug or narcotic or illegal susbstance, whether or not "you" have knowledge of such activity. This includes any alterations of the "premises" to facilitate such activity."
After thinking about this for a couple of days I shut down my indoor grow. Luckily we live on 20 acres in the country and have Health Canada permits which allow us to grow outside as well. At this point in our lives we cannot afford the risk of having no insurance on the house. I have checked into other insurance possibilities but here on the east coast there appear to be no alternatives. As unfair as all this is we feel it leaves us with no choice. There must be some pile of people across this country growing merrily inside.......with no insurance coverage. I have been growing (both indoors and outdoors) for 45 years plus. The struggle continues.