I haven't read all the replies in this thread, but I use the paper towel method and it works for me. I just keep the towel damp if it starts to dry out by spraying it with water that has peroxide in it. For an 8 ounce spray bottle, add like a half teaspoon of peroxide. This is just to discourage mold. I also have had success with peat pellets, following the directions on the package. I always use a pinch of cinnamon on any seedling I've germinated, in the soil and around the stem, because that prevents damping off,which is a fungal infection that causes seedlings to wilt at the bottom, turn black, and die.