Disagree about your coverage and penetration
here is a chart from a light distributor
MH/HPS Output in Watts .....Primary Coverage Area .....Supplemental Coverage
250 Watt .................................3 X 3 ..............................5 X 5
400 Watt .................................5 X 5 ..............................8 X 8
600 Watt .................................6 X 6 .............................10 X 10
1000 Watt ...............................8 X 8 .............................12 X 12
400 watts is fine for 5x5 and actually 20 inches is to close, you should get a light meter that reads to 10,000 lumens and adjust your lights to hit the canopy with 3000 to 4000 lumens, for stress free plant growth and transpiration
Most growers do not do this so will not advise it to you but if your area is dialed in properly you will see what I'm saying