hey guys,
I have a question for you all. Obviously we are all growers, and we all kinda understand (I hope anyway) that we are taking a gamble every time we plant a seed, or make a clone, or flower a plant out. Rippers, police, DEA weather pests etc can all take our work and zero it out. What I am curious about, how many of you out there are financially dependent on the garden? How many are using the plant to achieve a better life? What are your concept/ideas on how to achieve the "American Dream" using cannabis? I mean, I am damn near 30 years old, have no credit, and am just as far away from buying a house as I was at 18. I keep chugging, thinking man, just one good outdoor harvest or just a few more indoors, and I can achieve some lasting rewards. Somedays it feels like a pipe dream, and sometimes it feels so close I can damn near taste it. IDK if I am just out of touch, practicing bad habits, or what, but the dream of homeownership seems so much harder to achieve nowadays. I guess what I am asking, whats working for you guys? What are your plans on stepping on life? I know I am tired of asking a landlord permission for a dog, to build, change, paint, or be forced to move etc. Anyway, end rant!
Stay free, stay high
papa
I never finished school. I learned a few trades, worked like a dog doing construction and fencing for a few years.
Opened a business, worked on my credit, sold my business and bought my first house. Wasn't much but it was mine.
I did a few huge plants, cashed out and put the money away and repeated that a few times.
I bought my second house at 34 years old for $135k it's now worth 280-315k but if I didn't grow I would still be living in my first house. However I'm not dependent on it, it's just the cherry on top, especially helps the pocket when you don't have to buy herb, it leaves money for other things.
I plan to sell both houses soon, in the next two-three years and buy a house with a small vineyard and a little land to grow my food and herbs.
No flashy stuff here, used, car used truck, live like I'm poor, cup of noodles for dinner but have everything I could need etc etc......
I got my credit up with a Home Depot card, and a few credit cards, just use the fuck outa em and put the money back on. Everything you would buy with cash but could pay with credit, use the card and put the money back on it. In order for this to work, you must have the money to replace what you spent.
This means with a $200 dollar credit card, go max it out and put the money back on. Do this a few times, and make sure you always pay back what you spent except maybe minus a few bucks, before you know it you are eligible to "raise" your credit limit.
I got a lot of my stuff for my grows at homedepot on credit, was gonna use the cash anyways. They raised my limit from somthing like $250 to $5000 pretty quick with the method I was talking about, spending and replacing minus a few bucks.
I don't have a lot of money to blow, however anytime I was going to spend money anyways but could pay in credit I did.
If you have credit cards and you use them but do not have funds to payback credit used, it does not help your credit, if you have credit cards but do not use them, it does not help your credit.
If your credit is "bad" or you have "no credit" you can always start with one that will let you pay a required $200 security deposit that gets you a $200 initial credit line, if you want it bad enough then be responsible, no new clothes shoes, 60 inch tvs, rims flashy cars etc etc....I could have an brand new corvette but i chose a old pick up truck and a house.