really need help with how loud my pc fans are

I would have recommended KY or Astroglide if it was a troll thing. Fans have moving parts, so a little lube can help. I use light sewing machine oil, not WD-40 or anything like that. Just part of regular maintainence, I have to do it to my fans occasionally. It can make them noticably quieter, and every little bit of stealth helps.

Here is a handy walkthrough:

http://www.techrepublic.com/article/quiet-noisy-computer-fans-with-a-drop-of-oil/5034842

Just go to Wally land and buy a "Hepa" air freshener it's a fan, that you can leave on, and it will drowned out your other fan noise... put it where your noise is loudest...
Side effect, it cleans air... $20 then when people ask: "What's that noise?" you tell um, it's your Hepa Air Cleaner... I do...