Current advantages are niche market placement and intellectual property. The only debt obligations I own are NNN scheduled payments and minimal salary expenses. When I do make capital expenditures, it is typically used with cash on hand, but in the rare case I've had to borrow, my terms are less than 1 year. We spent $85,000 on collocated racks and backbone connections.
You didn't answer my questions at all, I assume you don't really own a business or do not understand the questions presented to you.
Salary isn't a debt obligation, its a expense.
Your only debt obligations are for your building that you lease? Those are also expenses and not debt.
Do you know what debt is?
Now for that times interest earned. You can just Copy and Paste it.