I pay all my bills, child support, and everyday expenses with my legit income from music, and I pay for everything else I can with cash: toys, electronics, clothes, quick get-aways (can't do actual vacations because I can't leave the op for more than 3 days or so), all entertainment. I save the hundred dollar bills and put a lot of that into a good sized safety deposit box which is getting tight, gonna have to get another. I keep about 20k in the house for emergencies or whatever, and the prostitutes I visit prefer cash, so that's no problem. I've also purchased a couple REALLY fine violins that will just appreciate with age, it's a good way to hide my cash. It really isn't that difficult, at least for relatively small-timers like me...