9.00 minimum wage is not enough...

schuylaar

Well-Known Member
One of the stupidest reasons for hating obamacare. 90 dollars. Try getting healthcare without a company plan and see how much it costs.

I can understand people saying they would rather make the choice themselves, government should stay out, government is gonna be inefficient... and so on. But 90 dollars?

I bet you would keep paying for your cell phone, cable, booze and cigs before paying child support if you had kids.
Geeze Pie, I had you for the weekly carton and case of Dew kinda girl, yourself:wink:
 

Flaming Pie

Well-Known Member
Geeze Pie, I had you for the weekly carton and case of Dew kinda girl, yourself:wink:
Back in 2013 obamacare was somewhat affordable. My husbands family plan through his job last year would have cost us 400+ a month.

I hadn't looked into much when I posted that tbh. When I did look, I noticed the deductibles were rediculously high, 5k - 7.5k per person, and prescription coverage wasn't very good either. For a lower deductible we would have been paying more than my husbands job insurance cost (his jobs insurance had much lower deductables and decent copays).

Plus I noticed insurance rates were spiking for my family and friends. Pretty much anyone above the poverty level was seeing huge increases in costs.
 

srh88

Well-Known Member
Back in 2013 obamacare was somewhat affordable. My husbands family plan through his job last year would have cost us 400+ a month.

I hadn't looked into much when I posted that tbh. When I did look, I noticed the deductibles were rediculously high, 5k - 7.5k per person, and prescription coverage wasn't very good either. For a lower deductible we would have been paying more than my husbands job insurance cost (his jobs insurance had much lower deductables and decent copays).

Plus I noticed insurance rates were spiking for my family and friends. Pretty much anyone above the poverty level was seeing huge increases in costs.
I pay 1600 a month for insurance.. business/health/home/cars.. 400 is incredibly affordable
 

Flaming Pie

Well-Known Member
I pay 1600 a month for insurance.. business/health/home/cars.. 400 is incredibly affordable
Why are you including home, business, and cars in that? lol

I have home insurance and car insurance as well but I did not include them in my number. Would you like me to?
 

srh88

Well-Known Member
Why are you including home, business, and cars in that? lol

I have home insurance and car insurance as well but I did not include them in my number. Would you like me to?
Yup.. insurance is insurance.. I was paying around 700 for health until I kicked off dental
 

Fogdog

Well-Known Member
Back in 2013 obamacare was somewhat affordable. My husbands family plan through his job last year would have cost us 400+ a month.

I hadn't looked into much when I posted that tbh. When I did look, I noticed the deductibles were rediculously high, 5k - 7.5k per person, and prescription coverage wasn't very good either. For a lower deductible we would have been paying more than my husbands job insurance cost (his jobs insurance had much lower deductables and decent copays).

Plus I noticed insurance rates were spiking for my family and friends. Pretty much anyone above the poverty level was seeing huge increases in costs.
The high deductible plans in the current ACA are there to make premiums low. I thought that's what you wanted? Congress reneged on provisions in the original legislation to provide extra subsidies for coverage to those with disabilities. If congress had funded the ACA according to the original legislation the average person would not have experienced the recent jumps in low deductible plans.

As of now, Paul Ryan is proposing that the ACA only carry high deductible plans or price low deductible plans out of existence. He also proposes privatizing Medicare and forcing seniors into the same high deductible plans. And finally he proposes closing a "tax loophole" by forcing employers to offer only high deductible plans. In other words, what you say you don't like is exactly what your Republicans want to make the law of the land.

Get ready for higher health care costs, Pie. For low income people, they are about to be priced out of the marketplace again.

Paul Ryan's ACA replacement plan
http://www.benefitspro.com/2016/11/23/paul-ryans-aca-replacement-plan
The plan would offer tax credits to help people buy individual insurance policies, similar to how the ACA currently operates. It will also bar insurers from denying coverage to customers based on pre-existing health conditions.

The plan would also seek to encourage individuals to establish health savings accounts and to opt for high-deductible health plans. High-deductible plans are already the norm in the ACA marketplace; it is a reality that some ACA critics have cited in arguing that getting rid of the law won’t be such a big deal to the millions who currently have coverage because of it.

The Ryan plan also includes a provision suspiciously similar to the Cadillac Tax, a controversial provision of the ACA that Congress voted last year to suspend until 2018. Ryan’s proposal suggests subjecting health benefits to taxation — although perhaps not treating it quite the same as other income — in the hopes of encouraging employers to compensate workers with wages, rather than expensive health plans.
 

Justin-case

Well-Known Member
The hypocrisy is unbound, seems Congress has something to gain by repealing the aca.



Ask Laz
Healthcare: Where do members of Congress get their coverage?
David LazarusContact Reporter
recent Ask Laz on whether members ofCongress have to pay into Social Security (answer: yes, if elected after 1984).

This prompted him to ask: "What kind of health benefits do members of Congress receive?"

Fair question.

ASK LAZ: Smart answers to consumer questions

Obamacare, which Republican lawmakers have dedicated themselves to repealing, all members of Congress and their staffers have to purchase coverage through an online exchange, just like everyone else who doesn't receive insurance from an employer.

Nearly 13,000 members of Congress and staffers are currently enrolled in gold-level Small Business Health Option Program plans on the Washington, D.C., exchange.

However, both Republican and Democratic lawmakers have introduced bills challenging the federal subsidies received for their coverage.

For example, a proposed “Members Play By the Same Rules Act of 2014” would have ended government subsidies for members of the House and Senate who served on or after March 23, 2010, the day Obama signed the Affordable Care Act into law.

The idea was that most members of Congress are a good deal wealthier than ordinary Americans and thus shouldn't qualify for government assistance, which was made available when Congress members were shifted from the Federal Employees Health Benefits Program.

However, since all three of the bill's original Democratic sponsors were defeated in the last election, it seems unlikely the Republican-controlled House of Representatives will be acting on it anytime soon.

Perhaps Republican lawmakers think everyone can do what Texas Sen. Ted Cruz does. He gets his health insurance from his wife's employer, Wall Street powerhouse Goldman Sachs.

That means that if Cruz is successful in overturning Obamacare, he'll still be covered even as 11 million others lose their insurance.

That, apparently, is their problem, not his.
 
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