Functional illiteracy in America

Grandpapy

Well-Known Member
Ineffective tax rates. Extreme partisanship that results in overspending and undertaxing. Maybe unrelated, but isn't it funny the government is offering a low tax rate to bring in sheltered money overseas instead of criminalizing the very act of using USA infrastructure and benefitting from it immensely while refusing to pay proper dues?

Last year American companies ponied up $3.6 billion in foreign direct investment in China, up sharply from the $2.9 billion invested in 2008, according to the U.S.-China Business Council.

Corporate model works best with uneducated labor and Communist rule.
 

twostrokenut

Well-Known Member
We aren't what? Creating a third world country?

The definition of a third world country is about the percentage of the population with access to modern services like education and healthcare.

The quality and distribution of American education is mid pack and sinking fast. Access to healthcare is taking on water and about to be torpedoed again by the new tax bill.

Nearly half the country earns less than double the poverty line, and their number is growing.

American infant mortality rates are terrible; worse than Cuba and many other developing nations, to say nothing of other first world countries.

So I disagree with your offhand rebuttal that America isn't becoming just another banana republic.

And your paragraph on alcohol sales is completely irrelevant, which makes me wonder about your reasoning skills.
alcohol is a state issue, then county. south Carolina just lowered it's grade scale to match the rest of the dumb country....they now can pass a class with a numerical 60 recorded as a D whereas last year a 69 was an F.

what is it you think we could have done there to help that local issue?
 

ttystikk

Well-Known Member
alcohol is a state issue, then county. south Carolina just lowered it's grade scale to match the rest of the dumb country....they now can pass a class with a numerical 60 recorded as a D whereas last year a 69 was an F.

what is it you think we could have done there to help that local issue?
The same thing we did before the Republican led assault on public education; funding, high standards for teachers and material and accountability for results. I think no administrator should ever be paid more than a teacher or professor.
 

see4

Well-Known Member
LOL you hate me but you know I'm right.
I don't hate you dude. I don't hate anyone.

I just think you're a piece of shit.

Even the sun shines on a dog's ass some days. Everyone know this tax plan is mud, like you.

I'm tired of answering the same questions from you. If supporting their access to bankruptcy court means that to you, then yes. ... tldr;
Ahhh, finally, we get to the source of it. So you do think that students should be allowed to eliminate their student loans through bankruptcy.

You think it's ok for people to steal. I can see why now you don't like Biden, he thinks people should pay for what they are responsible for, and you think everything in life should be free.

Geezus you are such a fucking loser.
 

PCXV

Well-Known Member
I don't hate you dude. I don't hate anyone.

I just think you're a piece of shit.

Even the sun shines on a dog's ass some days. Everyone know this tax plan is mud, like you.



Ahhh, finally, we get to the source of it. So you do think that students should be allowed to eliminate their student loans through bankruptcy.

You think it's ok for people to steal. I can see why now you don't like Biden, he thinks people should pay for what they are responsible for, and you think everything in life should be free.

Geezus you are such a fucking loser.
You are saying bankruptcy is theft?
 

see4

Well-Known Member
You are saying bankruptcy is theft?
No. I am saying agreeing to pay a government backed (tax payer dollars) student loan, then using bankruptcy to eliminate that debt is theft.

Are you saying it's ok for people to enter into an agreement then back out of it after the other party has fulfilled their end of the agreement?
 

see4

Well-Known Member
He isn't half as educated as he tries to tell everyone he is.

He's just another troll with no brain and less common sense.
I hurt your feelings. And for that I'm glad, homophobe piece of shit.

You think its ok for students to take money from people, agreeing to pay it back, use it to get an education, then use bankruptcy to get out of the debt.

You're a thief and a homophobe and a coward.
 

ttystikk

Well-Known Member
No. I am saying agreeing to pay a government backed (tax payer dollars) student loan, then using bankruptcy to eliminate that debt is theft.

Are you saying it's ok for people to enter into an agreement then back out of it after the other party has fulfilled their end of the agreement?
So yes. You think bankruptcy is theft.

Talk out both sides of your ass much?

Seems like it's all you do.
 

see4

Well-Known Member
So yes. You think bankruptcy is theft.

Talk out both sides of your ass much?

Seems like it's all you do.
No, there are certain circumstances where bankruptcy is needed.

For example, when a small business takes out a private lender loan, that is secured, in an attempt to compete with large corporate entities and fails. They are in default, and the best course of action is to file bankruptcy to restructure debt and settlements.

But yes, I would say that if you were to enter into a loan contract, unsecured, where the government's part of the deal was to loan you money for a college education, and your end of the contract was to get the education and then at a later date pay the loan back, and then at that later date you file for bankruptcy to eliminate that debt.... that is theft. You are correct.

You fucking homophobic moron. You are simply too fucking stupid to comprehend this sort of stuff. Stick to hanging lights and growing shitty weed, you piece of shit.
 

ttystikk

Well-Known Member
No, there are certain circumstances where bankruptcy is needed.

For example, when a small business takes out a private lender loan, that is secured, in an attempt to compete with large corporate entities and fails. They are in default, and the best course of action is to file bankruptcy to restructure debt and settlements.

But yes, I would say that if you were to enter into a loan contract, unsecured, where the government's part of the deal was to loan you money for a college education, and your end of the contract was to get the education and then at a later date pay the loan back, and then at that later date you file for bankruptcy to eliminate that debt.... that is theft. You are correct.

You fucking homophobic moron. You are simply too fucking stupid to comprehend this sort of stuff. Stick to hanging lights and growing shitty weed, you piece of shit.
No you just said bankruptcy is theft.

Pick a side.
 

see4

Well-Known Member
No you just said bankruptcy is theft.

Pick a side.
No, you are too stupid to comprehend anything more complex than growing shitty weed. Stick to that man, you're worth not much else. That and being a bigot.

Bankruptcy is theft as it pertains to student loans with the rare exception that a person can prove undue hardship as it relates to both the loan and the education they received.

Your tiny brain is only slightly larger than your tiny penis.
 

choomer

Well-Known Member
This is TOTALLY WRONG!
You misspelled 'principal'.
It was late and I was stoned (go figure). It's not like I was presenting it to the congressional floor.

Hell, I almost took your post at face value this morning, but it couldn't be that as it would mean:
If you can't be specific about where and how he's wrong and back your points with actual credible citation, then you're in the same class of credibility as the guy whose meme you just posted.
Use a smiley next time. ;)
 

choomer

Well-Known Member
Uhh, I suppose thats one way to look at it.
The feds create paper notes every day. None of it is debt. None of it has value until it is put into circulation.
There is no reason for the Fed to create notes except to lend them to gov't. When you lend something you usually want it paid back with interest.
Inflation is the purchasing power of money and is generally a causation of the relative and general rising of cost of goods and services. Federal reserve will put more money in or take money out of circulation to help balance inflation or inversely deflation.
Why do those goods and services costs rise? Could it be the producer now has higher costs for raw materials (first) and labor costs (later) due to <gasp> inflation?
Value is not solely based on "scarcity or abundance", more simply put, supply. Value can be created from demand as well, without respect to supply, but often is a balance of both supply and demand. Basic economics. But not necessarily directly correlated.
Demand, or lack thereof, creates scarcity or abundance. That is basic economics as well. I thought I covered that w/ the dope analogy. Take another look.
In part you are right, the religious zealots are to blame for our growing national debt. But mostly Republicans and right-wing economics. I assume when you say national debt you are referring to the amount the government owes at any given time. The last time we didn't have a national debt, but rather a budget surplus were the years 1998 through 2000.
Sure, blame it on anything but more people wanting more from gov't.
The last time we didn't have a national debt
........was never, You mean deficit.
Deficit spending causes debt but the lack of deficit spending does not make already accrued debt "go away".
THAT is a serious disconnect w/ reality that endangers further discourse.
Not sure your last thought makes sense. Creating a currency and then lending that currency are two separate actions. The process by which you can pull money from the ATM is probably not what you think, judging by aforementioned comment.
Anyway... enough about that... money is evil.
You may be in the minority about the "makes sense" part. Others seemed to grasp it well enough that they're not asking questions about it.
Pulling money from an ATM doesn't create money nor is money lent to satisfy the request. It's already sitting in an account somewhere waiting to be used or requested.
K then. What base of real value keeps the Fed from just printing however many notes <which is another word for debt> they want?
 

see4

Well-Known Member
There is no reason for the Fed to create notes except to lend them to gov't. When you lend something you usually want it paid back with interest.
No. The Federal Reserve loans money to banking institutions. This loan carries an interest, widely known as fed funds rate. They also require the banking institutions secure the loan with deposits and securities.
The federal reserve does not lend money to itself, the government. The Federal Reserve is, in itself, a government entity.

Why do those goods and services costs rise? Could it be the producer now has higher costs for raw materials (first) and labor costs (later) due to <gasp> inflation?
No. Rise in cost of goods is not directly correlated to inflation, but rather the inverse. You are confusing causality. Bigly.

Demand, or lack thereof, creates scarcity or abundance. That is basic economics as well. I thought I covered that w/ the dope analogy. Take another look.
No. Demand itself does not create scarcity. Supply is part of the equation. Sorry.

Sure, blame it on anything but more people wanting more from gov't.
What does that have to do with the price of apples in India? Facts are facts.

........was never, You mean deficit.
Deficit spending causes debt but the lack of deficit spending does not make already accrued debt "go away".
THAT is a serious disconnect w/ reality that endangers further discourse.
You are correct, I conflated the misnomer. The national debt has been on a steady rise since we've been following it in the early 1900s. I could go on about how that number doesn't actually matter until you evaluate it as a percent of GDP, but thats a topic for a different day.

You may be in the minority about the "makes sense" part. Others seemed to grasp it well enough that they're not asking questions about it.
Pulling money from an ATM doesn't create money nor is money lent to satisfy the request. It's already sitting in an account somewhere waiting to be used or requested.
K then. What base of real value keeps the Fed from just printing however many notes <which is another word for debt> they want?
No. Nobody has agreed specifically with your last statement. They aren't asking questions because they either don't care, don't believe what you have to say, or are not educated on the subject enough to understand. Sorry.

No. You can pull money from an ATM that you don't have. It is possible.

The Federal Reserve also prints money to cycle out old paper for new.

I get how you are trying to create an analogy of paper notes to debt, but I'm afraid it's an oversimplification.
 
Top