TacoMac
Well-Known Member
We (my wife and I) pay $1,490.00 per month for our health care insurance. That's nearly $18,000.00 per year.The Canadian health care system is very good. People will bitch and complain about anything but I can honestly say they were there when I needed them.
On top of that, we have a $2,500.00 deductible. That means we have to pay $2,500 towards our medical costs BEFORE the insurance even starts to work.
On top of that, it's a $35.00 copay for our family physician any time we see him, and a $70.00 copay for specialists should we need to see one of them.
So far this year, I've seen 2 specialist, shelled out $2,290.00 out of pocket and absolutely nothing has been done yet. I'm now waiting for my next appointment with a neurologist.
It's taking 7 weeks wait to be able to see the neurologist. Odds are good that's going to turn into lower back surgery.
By the time that all rolls around, we'll have spent about $22,000.00 BEFORE anything at all was done. It's the most rigged, ridiculously overpriced system on earth.
And that still doesn't include all the costs of the actual back surgery which we'll have to pay 20% of.
Were I British or Candian, I would have already had the surgery 5 months ago and be mostly recovered by now with no bills to speak of at all.
The REALLY sad part?
We have one of the better insurance plans available in the United States. I know people paying more than we do for 5,000 and 10,000 dollar deductibles.