Deprave,
I actually lose money with banks. It'd almost be worth it to use myself as the bank. What's also bullshit is how they, all banks, can lean your account. I can see the government doing it, but private deals you made are your business. Your conflict with another is between the two of you. Leans are stealing. And even more bullshit is this lean is special, and even if the leaner made a mistake, banks charge lean fees too. Wtf. If a foreign bank is paid, there's a fee too, on top of customs charges.
The government wants to get rid of all physical money. But you get charged for this "convenience" which is almost manditory these days.
You seen that commercial where one guy in line uses cash, not a credit card, and holds up the line? Everyone gets mad at him. Such bullshit.