Well, in between all your insults, profanity and trolling, it's difficult to get anything of value from anything you post.
That said, neem oil is actually toxic to some humans. There are many cases of neem oil poisoning on record in India where it's used as an anti-fungal treatment. You can read more here:
http://www.ncbi.nlm.nih.gov/pmc/articles/PMC3841499/
Then there's the fact that Dr. Earth products can be harmful if inhaled. Again, just because something is organic does not mean it can't hurt you.
This is from the MSDS of the Dr. Earth Yard and Garden Insect Spray:
That's a lot of precautions for something as harmless as you say it is.