NLXSK1
Well-Known Member
It depends on the lender. Most lenders in Arizona require a termite inspection and an appraisal. I do not believe a home inspection is required for a conventional mortgage.
Have you owned a business/company?
- Thread starter Padawanbater2
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It depends on the lender. Most lenders in Arizona require a termite inspection and an appraisal. I do not believe a home inspection is required for a conventional mortgage.
NLXSK1
Well-Known Member
Companies in my area are anywhere from independent to as large as 12 employees from what I have seen.
Uncle Ben
Well-Known Member
No, it's not. I've bought and/or sold 4 houses and never got a home inspection. It's just another way to pad the deal.
Speaking of termite inspections, where I moved from they (pest guys) had the tents unrolled before the contract ink had dried.
Hot and tropical, roaches and both sub and drywood termites could be found in every house.When I built 11 years ago I treated the beams and plumbing entry points before the slab was poured with 78% chlordane. A powerful and fool proof barrier to subterrean termites that the EPA, in all of its wisdom took off the market in the 80's. Got the last gallon at a nursery. Still have some.
The chemicals used for termite soil barriers today are like our president - they're pussies.
ChesusRice
Well-Known Member
NLXSK1
Well-Known Member
No, it's not. I've bought and/or sold 4 houses and never got a home inspection. It's just another way to pad the deal.
Speaking of termite inspections, where I moved from they (pest guys) had the tents unrolled before the contract ink had dried.
When I built 11 years ago I treated the beams and plumbing entry points before the slab was poured with 78% chlordane. A powerful and fool proof barrier to subterrean termites that the EPA, in all of its wisdom took off the market in the 80's. Got the last gallon at a nursery. Still have some.
The chemicals used for termite soil barriers today are like our president - they're pussies.
When you dig near a foundation of an older home you can still smell the chlordane ;] I just got licensed in termite inspections. Here you either have termites or you will get them.
Red1966
Well-Known Member
Slab floor, concrete block, steel trusses, = no termite problemsNo, it's not. I've bought and/or sold 4 houses and never got a home inspection. It's just another way to pad the deal.
Speaking of termite inspections, where I moved from they (pest guys) had the tents unrolled before the contract ink had dried.
When I built 11 years ago I treated the beams and plumbing entry points before the slab was poured with 78% chlordane. A powerful and fool proof barrier to subterrean termites that the EPA, in all of its wisdom took off the market in the 80's. Got the last gallon at a nursery. Still have some.
The chemicals used for termite soil barriers today are like our president - they're pussies.
NLXSK1
Well-Known Member
Actually, termites like the paper in the drywall better than they like the wood studs of a home, plus roof sheathing. I have seen many 60's homes that are block construction with termite damage in the attic. Unless you go steel framing you are still at risk.
Uncle Ben
Well-Known Member
I have personally seen sub termite tunnels 2' long along piers, concrete & treated wood. The farther north you go the less termite pressure you have.
Uncle Ben
Well-Known Member
Many a time I've seen drywood termites in attics. It's pretty common in hot areas. Also, I hired someone to replace 2X6 fascia boards. They were eaten up with drywood termites.
Turn on the kitchen light at night and there were those huge, flying roaches that would hiss. Don't have to put up with any of that shit any more. Never seen a roach and don't have termite pressures.
Red1966
Well-Known Member
My point was to use only termite-proof materials. May take some unconventional thinking to do so. The materials are out there, but they are usually more expensive than wood/wood product construction. The primary reason they aren't used that much. There's a company that sells monolithic concrete dome homes that the builders insures against fire, termite, flood, and hurricane damage in perpetuity for you. Doesn't look like a conventional home at all tho. Originally designed as underground bomb shelters.
Uncle Ben
Well-Known Member
Small versions are sold in places like Belize as "affordable housing". Friend was thinking about doing that business there. Didn't happen, he's too much of a drifter and not focused enough.
Red1966
Well-Known Member
Some are dreamers, some are doers, some demand others do for them and think they've accomplished something.
kmog33
Well-Known Member
What I find interesting about business owners who are against raising wages to actual living wages, is that they are the same people who yell and scream about migrant labor in the American workforce. Which is weird because with opinion a, you aren't paying Americans citizens enough to live in America wherever they do, so you hire illegals as employees because they're cheap.
Then you complain about illegals in the work force or how outsourcing/buying non American cars hurts the economy, when you're the reason all that shit is happening in the first place.
Minimum wage exists because people are greedy as fuck and if they were allowed to pay employees nothing, there would still be slavery here. Take the music industry. There is such an abundance of people that want to break into the industry that almost no studios are hiring people anymore. They get runners/interns and just swap them out every 6 months. It's funny because California made laws so that interns have to be paid minimum wage, but if you're a runner or intern and ask about it, they'll get rid of you on the spot.
If you want to own a business and have employees, pay them enough to live or expect their work/your product to be shit with the same cut corners you took in hiring.
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Then you complain about illegals in the work force or how outsourcing/buying non American cars hurts the economy, when you're the reason all that shit is happening in the first place.
Minimum wage exists because people are greedy as fuck and if they were allowed to pay employees nothing, there would still be slavery here. Take the music industry. There is such an abundance of people that want to break into the industry that almost no studios are hiring people anymore. They get runners/interns and just swap them out every 6 months. It's funny because California made laws so that interns have to be paid minimum wage, but if you're a runner or intern and ask about it, they'll get rid of you on the spot.
If you want to own a business and have employees, pay them enough to live or expect their work/your product to be shit with the same cut corners you took in hiring.
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NLXSK1
Well-Known Member
Most business owners are against raising wages to some arbitrary number that has nothing to do with the economy because it would put them out of business.
Raising minimum wage eliminates jobs it does not create them. Welfare is a trap that once you get into you dont get out of. The government would rather have people on welfare than working...
kmog33
Well-Known Member
It's not an arbitrary number lol. It's tons of research data and polling. I don't really think that nationwide it makes sense to have a base. But Im pretty sure that if you raised minimum wage to $15/hr where I live, you would still have to work 2-3 jobs to afford to actually live here and eat. You wouldn't get to have any hobbies though, as all your time would be taken up by your 3 full time jobs.
If you know about how and why minimum wage was instated, you would also know the way it creates jobs is by allowing the economy to work on more people working less hours. So instead of 1 guy working 12 hours at $8, you have 2 people working 6 hours at $16/hr.
See, twice as many jobs, same amount of money being made by both.
That is how minimum wage was designed and implemented by I think fdr... May be wrong on the president.
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NLXSK1
Well-Known Member
But there would be no jobs.
To give a person a dollar an hour raise it costs over $2000.00 per year. In the laundrymat example we have had previously to go from 10.50 - 15.00 is over $9,0000 per year per employee. If there were 10 employees it adds over $90,0000 in costs to that business. That business may not make $90,000 per year and even if it made more than that the resulting costs might have the owner making less than minimum wage.
So the store would close and there would be 10 more people looking for the jobs that no longer existed... You keep talking about people working 2 -3 jobs but the jobs would not be available. So, what would they do now?
kmog33
Well-Known Member
The thing is, if you can't afford to pay yourself, and your employees enough to live and be content in the economy where you live, there are other businesses that are and do. And if there aren't, they will start popping up when the failing businesses fail. It's how the free market works.
It's like telling the government you want to pay less taxes because even though you're making that amount of money, you need it to feed your family. I've had several years of my life where I made less money than I spent. Fortunately the rest of the time I've been solid enough to have savings to get me through the stragglers. But that isn't the case for a lot of people.
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It's like telling the government you want to pay less taxes because even though you're making that amount of money, you need it to feed your family. I've had several years of my life where I made less money than I spent. Fortunately the rest of the time I've been solid enough to have savings to get me through the stragglers. But that isn't the case for a lot of people.
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NLXSK1
Well-Known Member
So you want the government to prohibit cheap jobs? More prohibition?
I want the government to get the hell out of my life...