dukeofbaja
New Member
I believe the current system is failing the common man. Many see the "evil corporations" as the problem. Many see the govt. as the problem. I think the truth lies somewhere in between.
I have an old college friend who is currently working to get Toomey elected in PA. We often debate about healthcare, and always end up right back at this same point.
He doesn't trust the government, I don't trust the corporations. Is the answer all one or the other? No, like doc pointed out, it is usually somewhere in between.
I think a good starting point would be for the government to ban the health insurers from being for-profit. This is how it works in all the other rich capitalist democracies that have universal socialized health care. Does competition decrease once the profit motive is removed? Fuck no! It is not in the best interest of these companies to go out of business. Take a look at how it works in Germany or Switzerland. Profit motive was removed, and still they compete. The higher ups still make a very comfortable living, but are not allowed to take in multi-million dollar salaries at the expense of the health of the citizens in that nation.
I also think administrative costs play a big role. Currently, we pay over 20% to administrative costs. In Switzerland or Taiwan, that number is more like 5-8%. Our current system is directly to blame. How efficient is is to submit all the paperwork, get denied, and have to do it all over again, only to have the same thing happen? Taiwan would be a good ole model to emulate here. That smart card they use is ingenius and makes everything much more efficient and smooth. Not to mention, it would reduce the cost curve in a meaningful way.
Right now we pay about 17% of GDP for health insurance. The next highest? Switzerland, at about 12%. But they cover all their citizens and no one ever goes bankrupt.
If all you have to say on the issue is gloom and doom about a 'government takeover' (what does that even fucking mean?) then go elsewhere.
I have an old college friend who is currently working to get Toomey elected in PA. We often debate about healthcare, and always end up right back at this same point.
He doesn't trust the government, I don't trust the corporations. Is the answer all one or the other? No, like doc pointed out, it is usually somewhere in between.
I think a good starting point would be for the government to ban the health insurers from being for-profit. This is how it works in all the other rich capitalist democracies that have universal socialized health care. Does competition decrease once the profit motive is removed? Fuck no! It is not in the best interest of these companies to go out of business. Take a look at how it works in Germany or Switzerland. Profit motive was removed, and still they compete. The higher ups still make a very comfortable living, but are not allowed to take in multi-million dollar salaries at the expense of the health of the citizens in that nation.
I also think administrative costs play a big role. Currently, we pay over 20% to administrative costs. In Switzerland or Taiwan, that number is more like 5-8%. Our current system is directly to blame. How efficient is is to submit all the paperwork, get denied, and have to do it all over again, only to have the same thing happen? Taiwan would be a good ole model to emulate here. That smart card they use is ingenius and makes everything much more efficient and smooth. Not to mention, it would reduce the cost curve in a meaningful way.
Right now we pay about 17% of GDP for health insurance. The next highest? Switzerland, at about 12%. But they cover all their citizens and no one ever goes bankrupt.
If all you have to say on the issue is gloom and doom about a 'government takeover' (what does that even fucking mean?) then go elsewhere.