So ive been paying paying off a motorcycle at a dealership on layaway. I've paid about 3500 and owe 2000.. Money issues came up and I've been broke and havnt been able to make a payment on it in a while.. I was Gona use my student loans to pay it off but fafsa changed my need so instead of the 2000 I was Gona get I got like 400 which payed deposited at my new apt. I let them know I'd be in around October 18 with the money.. I just got in there a week ago due to working full time and taking 20 credit hours of school. I walk in to make a payment and he tells me his boss picked it up because he had someone interested.. He said he didn't know if it sold and he would call me that afternoon.. To no surprise he didn't call. I know they won't want to just give my money back. I have receipts for 2000 of it but he wrote non refundable.. Am I screwed? I havnt even rode the bike and I'm worried because laws are really vague on the subject. There was no written contract and everything was verbal. So can they push the broken contract and that I forfeited my money? If there not wanting to refund will small claims be worth it? Or just report it to the bbb? Any help would be appreciated. I just think its messed up if they get to keep 1/5 of my income of this year