We got some friends that just built a house at the top of a big hill, totally exposed to high winds. It's a manufactured home, so they'll be coming to our place pretty quick. They don't have a shelter. What freaks me out more than a tornado, is being in the storm cellar after a tornado has leveled your home, and you're stuck under a pile of bricks and debris. You'd suffocate a slow death as everyone is breathing out 30,000 ppm of CO2. But!.. I've only been down in there maybe 5 times in 22 years. I'll only go down there if the tornado is within a mile of me, and is heading my way... otherwise, I just watch it.