raratt
Well-Known Member
It is a 4 stroke, but it couldn't hurt.
What did you accomplish today?
- Thread starter 420God
- Start date
SSGrower
Well-Known Member
SSGrower
Well-Known Member
I can not stress enough how risky I think this is but I'm gonna post it and let you decide.My nightmare has come true. After 9+ months of getting notices, and being continually lied to by my mother about whether she's paying the mortgage on the house, I got a full note demand /start of foreclosure. My mother refuses to talk to me about what needs to be done to stop it and the mortgage company won't talk to me because my name isn't on anything. All I know is she's AT LEAST 6 months behind at the tune of close to $5000, but I think this letter means they want the whole shebang - $58000+. I told her a year ago I wouldn't be able to help financially if she let it get to this point, so IDK what I'm gonna do. I talked to family for help and unless she transfers the property to me, they won't help. I've already decided I'm not leaving under my own will, so things could get... interesting.
And the fact they send notice on a Friday so there's no way to contact anyone for 3 days is a fucking POS move.Every single notice had come on a Friday. IDK if it's actually planned that way or coincidence, but it's uncanny.
You may have squatters rights.
You may be able to allow the house to go into foreclosure, then swoop in on the auction. Whether or not you'll be able to stay there in the interim idk, gonna take a lot of legal fineagling any way you look at it. You may be best off to cut and run and given what I think I know about your situation, that's what I would do personally.
Roger A. Shrubber
Well-Known Member
ever think about having her committed and having yourself named executor? she is clearly not competent to take care of herself. if it wasn't for you, she would already be homeless, without even a car to live in....
SSGrower
Well-Known Member
WeedFreak78
Well-Known Member
I don't technically pay rent, I pay the taxes and insurance on the house, about $500/mth, which is all in her name. All verbal agreements. I stopped paying the taxes once this started, the fine isn't that large if I end up fixing things in time and I'd rather have it in my pocket. Let her deal with a tax lien if that's what it comes to. My buddy lives here and we just split the bills. It's always been cash so I don't really have a definitive paper trail. I offered to pay for everything from the beginning, and multiple times after, and she's refused. I'm going to see about a free consultation with a real estate foreclosure attorney this week. So far I've read it takes 2-3 months to complete just this process if nothing gets done. Then there's the auction and eviction time. I figure I have at least 6 months, worst case scenario, but a year, plus, seems more normal. The letter talks about remediation options, such as assumption of the loan by another party, which I'm hoping to do as long as my name goes on the deed, preferably the only one. I want to call the their attorney first to find out the remediation amount to bring the account back to good standing. I'm hoping it's $3-5000 and not the full amount. It would hurt, but it might just be worth paying off and making the monthly payment even if it's in her name, short term, just to know I have a roof over my head so I can liquidate my stuff or find another place. My buddy did make the point it wouldn't be much different than paying 1200+month to rent a house somewhere else. I also need to find a job, like yesterday, now. Fucking bitch.
WeedFreak78
Well-Known Member
I had social services involved once before, I'm calling again Monday. A financial conservatorship is something I'd also go for. I'm not hopeful about it, seeing how they couldn't prove anything last time because she just wouldn't deal with them. Now she's living in a boarding house, which I'm assuming she's behind rent on, her car is falling into repo and now this. I'm assuming she's still dealing with scammers overseas. She told my aunt she's paying for a life insurance policy that she HAS to have, but wouldn't say why she HAD to have it. My mind went to some Nigerian scammer with an accomplice here that's gonna kill her. Too far fetched?
Roger A. Shrubber
Well-Known Member
social services isn't necessarily bad, but they are certainly overworked, and bound by regulations, i'd consult a lawyer who has some expertise in family law
raratt
Well-Known Member
Found a baby alligator lizard in my grow room this morning. Grabbed a stick to try to herd him out and after a couple mild nudges he decided he was going to attack the stick, ballzy little beggar. Finally got him out from under the table to pick him up and he tried to bite me also. Let him go in the edge of what will be the veggie garden.
Roger A. Shrubber
Well-Known Member
shit, i would have left him in there, let him eat any little pests.
i wish i had him right now. i swear the whole mountain i live on was actually built by ants...i know the little pishers can't live in pots of coco that get watered every other day, but that doesn't stop them from trying....
raratt
Well-Known Member
I have a bunch of Daddy Long-leg spiders that have taken up residency in the room that I am happy to leave in there. I didn't think there was enough food in there for him or I would have left him.
too larry
Well-Known Member
We gave a couple of kittens to a lady who worked with my wife. Her husband is full time National Guard and they got sent to Homestead. Their two college age sons stayed at their house up here, and were supposed to look after the cats. . . . . .
After a few grand in damage to carpets, hardwood floors and drapes, they ask if we would take the cats back. They were named
Sue and Lilly {maybe}. One of them took to me, big time. She would walk between my feet when I walked and rub on each foot as I would take a step. And she was top cat. Would kick any Tom's ass who tried to push her around. I named her Hell Bitch, after the man killing mare in Lonesome Dove. Anyway Hell Bitch did not like me going hiking for days on end. She left one time for about a week. She came back for almost a week, then left the next time I went hiking and I haven't seen her since. That was 5-6 years ago. I know she is living with some blue haired old lady eating tuna every day.
The other cat has gone from Sue or Lilly {the lady who had them is not sure which was which anymore} to Not Sue and now to Fat Sue.
too larry
Well-Known Member
My BIL raises a couple of pigs a year. He buys his casings online. He has an electric smoker. Takes all the work and guess work out of it.
too larry
Well-Known Member
Mast fed hogs are good. Peanuts give the meat a good flavor too.
too larry
Well-Known Member
My cousin has that same "hot tub".The key to smoking is humidity control.View attachment 4301489
@Gary Goodson had just left to get more beer when this was taken.
BIL?
yea over here in Hawaii we don't have a lot of butcher shops we just got like your generic shops that sell meats like costco and stuff. idk if they will allow us to recieve meats via air mail due to state laws. might have to go through a supplier for that which for me is easy since i work in the field i can just ask my boss to order me some and pay him. i do know a local pig farmer here but he lives far away it's about 1-2 hour drive for me and my car is small and i would have to buy the whole pig but they can kill on site
yea that is what i heard nuts give um a good flavor the farmers here i think they mostly feed fillers because it's cheap but not really nutritious i bet.
too larry
Well-Known Member
Brother-in-law.
The small car would be a challenge for a whole hog. Maybe borrow a neighbor's truck for the day. The BIL has used my little Kabota with a lift boom to pick the hog up for dressing. It tipped the front tires off the ground. Sister had to stand on the front bumper to get the hog off the ground.
Dressing a hog is hard ass work. Making sausage is even worse. When I was a kid, we would kill 4-5 hogs at a time. I would never want to wish that on anyone.
yea it is in culinary school they made us do 1 hog it was hell especially since my knife was dull. i don't know how the fuck i got through 4 years of culinary school without sharpening my knife even once but i did lol
too larry
Well-Known Member
Did you guys cook the liver and likes the same day? That was always a tradition of hog killing that I liked. Not too crazy about making the head cheese.