it is a sad and scary situation ... but as with everything else ... there is a path ... we might just not like it very much. The economies of world and global capital markets could give a fuk if we like it or not. This situation was built over decades and will (continue to) unravel. I was overleveraged in 2003-04, and as circumstances were, went bankrupt in 2005 in conjuction with my divorce at the time. Being debt free is the best thing in the world, I forgot what that is like. I have adjust my needs, and wants ,and wished for ... the world has not experienced the types of events we currently have ... I don't think anyone can really say what our path forward is. In my view this is history in the making ... but then I'm really high ... walking on!!~~~~~~~