answer: that would be between you and your bankruptcy attorney..typical Chapter 7 you MUST liquidate EVERYTHING..home, vehicles, furniture..if you make 30k/year..it wouldn't take much:
Who is earning the most: Young people continued to struggle last year, with those under the age of 35 seeing slight drops in income while those 35 and made some gains. Women made 77% of what men made, unchanged from the year before but up from 61% in 1960. Over one million men found full time work last year, as the economy recovered. Some have dubbed the most recent recession the "mancession," as large numbers of men have
left the workforce. Asians had the highest household income ($68,600), followed by whites ($57,000), Hispanics ($39,000) and blacks ($33,300). Related: 48 million Americans without health insurance How the poorest are faring: The recession also pushed many more people into poverty. In 2010, the poverty rate peaked at 15.1%, and has barely fallen since then. This is the first time the poverty rate has remained at or above 15% three years running since 1965. Those making $23,492 a year for a family of four, or $11,720 for an individualwere considered to be living in poverty. While the ranks of the poor are still elevated from the recession, overall poverty is remains far below the 22.4% it was at in 1959 when the Census first began tracking the data. Over the last 25 years, the poverty rate has averaged just over 13%.
http://money.cnn.com/2013/09/17/news/economy/poverty-income/