car plug in for cheaper insurance rates..

see4

see4

Well-Known Member
curious2garden said:
Yes, that is an excellent reference. Now re-read that generalizing it outside of criminal applications and you have your answer in that paper.
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Of course, one can argue that in any application. And I guess your point holds true if someone commits a felonious offense with a motor vehicle.
 
curious2garden

curious2garden

Well-Known Mod
Staff member
see4 said:
Of course, one can argue that in any application. And I guess your point holds true if someone commits a felonious offense with a motor vehicle.
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Theoretically one can argue anything. I thought it all came down to the probability of each particular possibility. I am sure I could be wrong.

I'm saying that article is giving you a specific example, but not the only use case. There are uses for this in many different fields, not simply criminal justice. The whole polymorphism thing on the architecture scale (sorry I'm really blasted today -- hardware day-- so I hope this makes sense see4).
Annie
 
neosapien

neosapien

Well-Known Member
racerboy71 said:
.. i just saw a commercial on the tele about some new product that plugs into your car and lets one get cheaper insurance rates based off of their driving style..
idk what it was about this product that really rubbed me the wrong way, but are people really willing to use such a product and give their insurance co's such information on their driving habits and when and where they drive??
i know i surely wouldn't be willing to do so, and i consider myself a very good driver 99% of the time.. the thing is this weekend i went on a 4.5 hour road trip, and was speeding well over the speed limit most of the time while on the major highways.. mind you if i weren't, i'd be getting run over by the rest of the speeding traffic.. would my rates now go up because of one weekend that occurs once a year or so that involves my speeding?? what if i were to go to say nyc, would my rates go up because they'd say i parked the car in a high theft area?

idk, but i can only see negative things coming from a product like this, and i for one would not be willing to give my insurance co. access to this type of info, even though like i said, i consider myself an excellent driver, in fact, i pride myself on my wheel skills.. it's a bit too big brother'ish for my likings..
thoughts, comments??
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I remember vaguely seeing a commercial or two. Wasn't quite sure what they were going on about. Sounds sketchy as fuck.
 
J

joe macclennan

Well-Known Member
still might have one of these put on my daughters car. I don't see the downside to this. If I can get any discount off a teenage driver I think I will take it. They aren't puttin one on MY car tho :joint:
 
MyPetSkunk

MyPetSkunk

Active Member
joe macclennan said:
still might have one of these put on my daughters car. I don't see the downside to this. If I can get any discount off a teenage driver I think I will take it. They aren't puttin one on MY car tho :joint:
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Just tell her to drive really cautiously, and you will get a good discount. I think you can actually go online and look at the results of each day and shit.
 
Nutes and Nugs

Nutes and Nugs

Well-Known Member
joe macclennan said:
still might have one of these put on my daughters car. I don't see the downside to this. If I can get any discount off a teenage driver I think I will take it. They aren't puttin one on MY car tho :joint:
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Teen insurance does cost a bit and a maybe a good idea if you think there will be no problems.
If she comes up as a risk on their system that info may be shared with other agencies. ?

If it were 10 years ago I would put one of these in the kids car.
http://www.spytechs.com/spy_cameras/spy-camera.htm
 
curious2garden

curious2garden

Well-Known Mod
Staff member
joe macclennan said:
Perhaps I'll just drive the car :joint:
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joe macclennan said:
still might have one of these put on my daughters car. I don't see the downside to this. If I can get any discount off a teenage driver I think I will take it. They aren't puttin one on MY car tho :joint:
Click to expand...
I would not hand stats on a young adult to an insurance company. Who do you think the US modeled their DB's from? Her proclivities as a wild youngster could haunt her for her foreseeable future. Then you say they will give you a discount? Really? How much of one when they see how a teen drives? I'd ask that up front.

What do you do if your daughter gets in an accident and after an accident they look at your OBD-II data and see a different driving signature? I wonder if they will attempt to deny your insurance claims? See these are the things I wonder.

Frankly if an agency is willing to pay for data I just say no. Then again I would NOT listen to me nor take my advice since I can not quote you chapter and verse. But these are often my thoughts while I am working on filters to mine for data over multiple petabyte warehouses. Good luck on this decision. It's tough where you are at right now. I do not envy you.

Annie
 
slowbus

slowbus

New Member
curious2garden said:
I would not hand stats on a young adult to an insurance company. Who do you think the US modeled their DB's from? Her proclivities as a wild youngster could haunt her for her foreseeable future. Then you say they will give you a discount? Really? How much of one when they see how a teen drives? I'd ask that up front.

What do you do if your daughter gets in an accident and after an accident they look at your OBD-II data and see a different driving signature? I wonder if they will attempt to deny your insurance claims? See these are the things I wonder.

Frankly if an agency is willing to pay for data I just say no. Then again I would NOT listen to me nor take my advice since I can not quote you chapter and verse. But these are often my thoughts while I am working on filters to mine for data over multiple petabyte warehouses. Good luck on this decision. It's tough where you are at right now. I do not envy you.

Annie
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well said..........
 
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