As long as your meter socket is located on the outside, they literally won't need to come inside. Some older houses used to have meter sockets in the basement.
^ This is some of the best advice I've seen on here. I did a face palm after reading this. I've been so focused on getting my first grow dialed in that I haven't once thought about a loss of electricity. Especially with all the crazy weather going on these days.
Aside from hurricanes, any big enough storm can knock out power for 1+ days. There's other random stuff too construction workers hitting lines, vehicle vs pole, wildlife, etc.
People often take for granted what goes into making that light switch come on every time. It doesn't take much to disrupt that.